Flat 5, 56 High Street, Manchester, M4 1ED

UPRN:10023043887Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: B (84)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

Flat 5, 56 High Street, Manchester, M4 1ED

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£173,000

£164k - £182kHigh

Estimate

£173k

Range

£164k – £182k

Rent Estimate (pcm)

£1,000

£950 - £1kMedium

Monthly

£1,000

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 5 earns a BUY rating with HP Score 91/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property Intelligencevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

91/ 100

Excellent

Investment Score

74/ 100

High

Crime Score

0/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 17 Aug 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -1.2% (HIGH)] → consensus -1.2% → credited 0.0% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10023043887· as of 12 Aug 2026
Rental economics18.6/30
gross yield 6.9%; range width penalty ×1.00
- zoopla_valuationsrent estimate 1000/mo (range 950-1050)· as of 12 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 375 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Aug 2026
Risk & liquidity9.7/10
366 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£131,000£201,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £102/mo
Cash on cash: 2.2%
Score at this price: 33

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023043887Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 1000/mo (range 950-1050)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1050)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£173,000

Rent Estimate (pcm)£1,000

Gross Yield6.38%

1y Growth+12.6%

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price£90,000 (2019-08-09)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 1ED

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001317
Discharge of Condition 36 (Travel Plan) attached to Planning Permission 137841/FO/2023.
Pending
Manchester/PLA-2026-000954
Installation of 4 internally illuminated projecting signs and 3 non-illuminated vinyl signs.
Pending
Manchester/OTH-2026-001275
Discharge of Condition 32 (Secure by Design) attached to Planning Permission 131708/FO/2021 (as amended by 136574/NMC/2023).
Approved

View Planning Timeline