Flat 2, Bank Cottage, High Street, Hemel Hempstead, HP1 3AE
UPRN:10023962158Converted Flat1 bedsBuilt before 1900
LeaseholdCouncil Tax: -EPC: E (42)
Data freshness:Listing· 8mo agoListing: stale, refreshed 8mo ago (2026-03-23T08:38:43.027431+00:00)Ownership· freshOwnership: fresh, refreshed yesterday (2026-11-10T17:14:24.589647+00:00)EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-08-21T10:40:41.644679+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
66
/ 100
Mixed
Verdict
yesterday
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sourcesSale Estimate
£148,000
£141k - £156kHigh
Estimate
£148k
Range
£141k – £156k
Rent Estimate (pcm)
£850
£800 - £900
Monthly
£850
Yield
6.89%
Verdict
Derived from HomePortfolio scores
Flat 2 earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
66
HP Score
66/ 100
Mixed
60
Investment Score
60/ 100
Moderate
70
Crime Score
70/ 100
Elevated
87
Walkability
87/ 100
Excellent
Transit & Bike
Transit 25Bike 61
Walk Score, out of 100
Valuation & Market
Sale Estimate£148,000
Rent Estimate (pcm)£850
Gross Yield6.89%
1y Growth-
3y Growth+0.0%
5y Growth+1.0%
10y Growth+2.9%
Last Sold Price£163,000 (2021-11-19)
Risk Overview
- Flood RiskUnknown
- SubsidenceModerate
- RadonLow
- MiningSignificant
- LandslideLow
- Air QualityLow
- NoiseLow
Planning Activity
Recent Apps
4HP1 3AE
Approval Rate
50%12mo
Development
low
- Pending26/02469/FHAConstruction of a two-storey rear extension.
- Pending26/02342/FULReplacement insulated render system and timber decking on the external balconies.
- Pending26/02334/FULPart single-storey, part two-storey rear extension to allow for a larger flat on the first floor.
Ownership
- Corporate Ownership52.8%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeLeasehold
- Last Ownership Change2021-11-19
- SourceLand Registry
Connectivity
Broadband (-)
-
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£36,473
Population Density1,439 /km²
Owner Occupied54%
Age Distribution
0-15 13%16-64 68%65+ 19%
Schools Nearby
- George Street Primary School0.3 miReport card2026
Ofsted no longer awards a single overall grade.
- The Collett School0.3 miGood
- Gade Valley Primary School0.3 miGood
- St Cuthbert Mayne Voluntary Catholic Junior Academy0.4 mi
Inspected as St Cuthbert Mayne Catholic Junior School (URN 117468) on 18 Dec 2018
5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 18 High Street-£190k-
- 44A High Street-£150k-
- Bank Cottage High Street-£163k-
- Bank Cottage High Street-£196k-