Old Bank House, Clows Top, DY14 9HL

UPRN:10024317712Semi-Detached House3 bedsBuilt England and Wales: before 1900

-Council Tax: -EPC: F (24)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£322,000

£257k - £386kLow

Estimate

£322k

Range

£257k – £386k

Rent Estimate (pcm)

£1,350

£1k - £1kMedium

Monthly

£1,350

Yield

2.51%

AI Verdict

Derived from HomePortfolio scores

AI summary

Old Bank House earns a INVESTIGATE rating with HP Score 62/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

62/ 100

Moderate

Investment Score

56/ 100

Moderate

Crime Score

2/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor (measured MdAPE 25.8%))

What we could establish

Rental economics5.3/30
gross yield 5.6%; range width penalty ×0.90
- zoopla_valuationsrent estimate 1350/mo (range 1250-1450)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
1 price cut(s), unknown days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 20 Sept 2026
Risk & liquidity6.2/10
70 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: -£44/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsrent estimate 1350/mo (range 1250-1450)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 20 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1250-1450)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£322,000

Rent Estimate (pcm)£1,350

Gross Yield2.51%

1y Growth-

3y Growth-8.0%

5y Growth+0.3%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY14 9HL

Approval Rate

-12mo

Development

low

26/0702/HOU
Construction of timber clad gym and garden store after removal of existing timber shed / garage.
Pending
26/03342/TCA
Reduce crown by approx 3-4m of 1no. Beech and reduce height and width by 2-3m and thin foliage of 1no. Magnolia within Cleobury Mortimer Conservation Area
Pending
26/0678/LBC
Change existing rooflights (7 no.) on the rear of the property to Velux Heritage Conservation Windows and erection of pergola
Pending

View Planning Timeline

Ownership

Corporate Ownership75.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,744

Population Density54 /km²

Owner Occupied80%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Bayton CofE Primary School
1.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Far Forest Lea Memorial CofE Primary School
2.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Lindridge St Lawrence CE Primary School
3.0 mi
Good
Abberley Parochial VC Primary School
3.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 15 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN