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  3. UPRN 10024317712
  4. Valuation & Market

Old Bank House, Clows Top, DY14 9HL

UPRN:10024317712Semi-Detached House3 bedsBuilt England and Wales: before 1900
-Council Tax: -EPC: F (24)AI-Powered Intelligence
Data freshness:●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:36:58.928859+00:00)●EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£322,000
Estimated value
Range: £257k - £386k|Last sold: -- (-)

Estimate of £322k for semi-detached houses in Kidderminster. 70 transactions in the last 12 months; median £328k.

AI Confidence
-
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£322k
£257k - £386k - Low confidence
Annualised (CAGR)
-3.64%
Over the full window
Peak estimate
£379k
Apr 2024
From peak
-15.04%
Drawdown from peak
£457k£419k£382k£345k£308k2023202420252026Peak
AVM estimate (model)Repeat-sales index - DY14 district (quarterly)index YoY -16.50%
Growth by window
3m
+1.58%
6m
-9.30%
12m
-12.74%
24m
-11.54%
60m
-

Rental Market

Monthly
Estimated rent (pcm)
£1,350
/ month
Gross yield
2.51%
Net yield
3.72%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£328k
3-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
93d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£322,000
  • SDLT standard£6,100
  • SDLT BTL surcharge (5%)£16,100
  • Legal + Survey£15,000
  • Refurb (light)£22,540
  • Total All-In Cost£381,740

Funding

  • Deposit (25%)£80,500
  • Mortgage (75% LTV)£241,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£140,240

Monthly Returns

  • Monthly Rent (est)£1,350
  • Mortgage Payment (IO)-£1,057
  • Management (10%)-£135
  • Insurance-£107
  • Maintenance-£134
  • Monthly Cashflow-£83

Capital Returns

  • 5yr Property Value£327,022
  • 5yr Capital Gain (0.31% pa)+£5,022
  • 5yr Cumulative Rent (net)+£58,440
  • Less mortgage interest-£63,420
  • 5yr Total Return+£42

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£322,998£81,498-£996+£20.0%
Year 2£323,999£82,499-£1,992+£70.0%
Year 3£325,004£83,504-£2,988+£160.0%
Year 4£326,011£84,511-£3,984+£270.0%
Year 5£327,022£85,522-£4,980+£420.0%

Assumes 0.31% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£140,240).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    0 matches

    Area Economic Intelligence

    3 signals
    Signal
    £27,744
    Median Income
    Signal
    2,294
    Population
    Signal
    2.0 / 100
    Deprivation

    Upside Opportunities

    0 levers