177 Mathews House, Tadros Court, High Wycombe, HP13 7GG

UPRN:10033194065Purpose Built Flat1 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: Band BEPC: B (84)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

177 Mathews House, Tadros Court, High Wycombe, HP13 7GG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£181,000

£172k - £190kHigh

Estimate

£181k

Range

£172k – £190k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

5.67%

Verdict

Derived from HomePortfolio scores

177 Mathews House earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 23Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +0.6% (HIGH), sold-comps -2.3%, £/sqft -2.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10033194065· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 14.4%· as of 8 Nov 2026
Rental economics4.5/40
gross yield 5.7%; range width penalty ×0.85
- valuation_snapshotsrent estimate 850/mo (range 800-950)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -265/mo, -31% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 103 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
383 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£135,000£207,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: -£19/mo
Cash on cash: -0.4%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10033194065Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 14.4%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 850/mo (range 800-950)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-950)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£181,000

Rent Estimate (pcm)£850

Gross Yield5.67%

1y Growth+9.1%

3y Growth+1.7%

5y Growth+3.0%

10y Growth+2.8%

Last Sold Price£176,000 (2025-07-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HP13 7GG

Approval Rate

-12mo

Development

low

PL/26/08653/FA
Householder application for retaining wall and dropped kerb with associated off street parking.
Pending
PL/26/09107/NMA
Non material amendment to planning permission 23/07799/FUL (Householder application for proposed construction of part single, part double storey rear extension including internal changes, change of existing tiles to original dark slate tiles and reinstatement of front chimney) to allow for the addition of five solar panels to south facing roof of the property.
Pending
PL/26/09072/KA
T1 Whitebeam - Fell due to recent limb failure. G1 Group of 4 x Birch trees - Prune back lateral branches by 1-2m.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.5%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-07-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density6,751 /km²

Owner Occupied54%

Age Distribution

0-15 22%16-64 69%65+ 9%

View Area Profile

Schools Nearby

Bowerdean Nursery School
0.1 mi
Outstanding
Hannah Ball Academy
0.3 mi
Inspected as Hannah Ball School (URN 110324) on 23 Nov 2021
Crown House School
0.3 mi
Inspected by ISI
The Highcrest Academy
0.4 mi
Inspected as Highcrest Community School (URN 133514) on 3 Nov 2010

4 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Mathews House, 176 Tadros Court
-
£175k
-
Mathews House, 145 Tadros Court
-
£250k
-
Mathews House, 148 Tadros Court
-
£205k
-
Mathews House, 177 Tadros Court
-
£176k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN