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Top Flat, 48 St Stephen's Gardens, London, W2 5NJ

UPRN:10033566682Converted Flat3 bedsBuilt 1900-1929
LeaseholdCouncil Tax: -EPC: D (62)
Data freshness:Listing· 7mo agoListing: stale, refreshed 7mo ago (2026-04-13T05:00:58.998461+00:00)Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T08:46:36.773860+00:00)Ownership· freshOwnership: fresh, refreshed yesterday (2026-11-06T17:34:01.679477+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Top Flat, 48 St Stephen's Gardens, London, W2 5NJ
Location map - no listing photos available

HP Score

Mixed
Verdict
yesterday
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
18 of 21 sources
Sale Estimate
£1,082,000
£866k - £1.30MLow
Estimate
£1.08M
Range
£866k – £1.30M
Rent Estimate (pcm)
£4,600
£4k - £5k
Monthly
£4,600
Yield
5.10%

Verdict

Derived from HomePortfolio scores

Top Flat earns an INVESTIGATE rating with HP Score 71/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
71/ 100
Mixed
Investment Score
68/ 100
Moderate
Crime Score
64/ 100
Elevated
Walkability
97/ 100
Excellent
Transit & Bike
Transit 73Bike 78
Walk Score, out of 100

Valuation & Market

Sale Estimate£1,082,000
Rent Estimate (pcm)£4,600
Gross Yield5.10%
1y Growth+96.5%
3y Growth-6.8%
5y Growth-4.2%
10y Growth-0.3%
Last Sold Price-

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseModerate

Planning Activity

Recent Apps
1W2 5NJ
Approval Rate
100%12mo
Development
low
  • 26/07389/NMA
    Amendments to planning permission dated 04 June 2025 (RN: 25/02022/FULL), NAMELY, amendment of Condition 4 to correct the property address from 9 Aldridge Road Villas to Flat 1 5 Grittleton Road.
    Approved
  • 26/07377/NMA
    Amendments to planning permission dated 2nd October 2025 (RN 25/04018/FULL) for the Partial demolition, refurbishment, and erection of a mansard roof extension to form a new third floor with dormers to front, side and rear elevations; to form 6 flats (Class C3) on upper floors; external plant equipment and ductwork; lower ground floor excavation to increase floor to ceiling height; replacement windows; cycle parking and associated external alterations; use of the part ground floor and lower ground floor as retail and restaurant (Class E). Site includes 60-68 Ledbury Road) NAMELY, An amendment to the basement and ground floor drawing reference numbers; amendment to the description of development, in reference to restaurant and or retail use; and amendments to C
    Pending
  • 26/07375/NMA
    Amendments to planning permission dated 4th August 2026 (RN 26/03970/FULL) for the Replacement of roof terrace access stair with glazed hatch, new timber decking and front and rear roof railings to roof terrace, with infilling side window of closet wing. NAMELY, Hinged hatch access substituted by sliding hatch.
    Pending

Ownership

  • Corporate Ownership30.8%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change-
  • SourceLand Registry

Connectivity

Broadband (Standard)
15 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£45,172
Population Density17,173 /km²
Owner Occupied24%
Age Distribution
0-15 10%16-64 78%65+ 12%

Schools Nearby

  • St. Mary of the Angels Catholic Primary School
    0.1 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Westminster Academy
    0.3 mi
    Good
  • Colville Primary School
    0.3 mi
    Outstanding
  • St Peter's CofE School
    0.4 mi
    Outstanding

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 54B St Stephens Gardens
    -
    £3.00M
    -
  • 60 St Stephens Gardens
    -
    £925k
    -
  • 48 St Stephens Gardens
    -
    £1.15M
    -
  • 54B St Stephens Gardens
    -
    £1.55M
    -