Apartment 3B, Ivory House, 13 Talbot Square, London, W2 1TR

UPRN:10033603207Flat/Maisonette2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 3B, Ivory House, 13 Talbot Square, London, W2 1TR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£930,000

£744k - £1.12MLow

Estimate

£930k

Range

£744k – £1.12M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

5.39%

Verdict

Derived from HomePortfolio scores

Apartment 3B earns an INVESTIGATE rating with HP Score 63/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

67/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 87Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics2.5/40
gross yield 5.4%; range width penalty ×0.82
- valuation_snapshotsrent estimate 3950/mo (range 3550-4300)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -939/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
342 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£880,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,550-£4,300

Interest rate5.4%

Loan to value75%

Cash required: £299,300
Net cash flow: -£235/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3950/mo (range 3550-4300)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3950/mo (range 3550-4300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£930,000

Rent Estimate (pcm)£3,950

Gross Yield5.39%

1y Growth-26.7%

3y Growth-6.8%

5y Growth-4.2%

10y Growth-0.3%

Last Sold Price£1,309,500 (2015-09-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1W2 1TR

Approval Rate

-12mo

Development

low

26/07384/FULL
Provision of an external central access corridor to connect blocks B, C and D.
Pending
26/07348/LBC
Installation of an external air conditioning condenser unit at roof level, including associated acoustic enclosure, anti-vibration mounts and ancillary works. (Linked to 26/07347/FULL)
Pending
26/07347/FULL
Installation of an external air conditioning condenser unit at roof level, including associated acoustic enclosure, anti-vibration mounts and ancillary works. (Linked to 26/07348/LBC)
Pending

View Planning Timeline

Ownership

Corporate Ownership30.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-09-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,172

Population Density13,683 /km²

Owner Occupied24%

Age Distribution

0-15 8%16-64 84%65+ 8%

View Area Profile

Schools Nearby

Hospital Home and Education Units co St Mary's Hospitial Tuition Unit
0.2 mi
-
St James & St John Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Marylebone Academy
0.3 mi
Good
L'Ecole Bilingue Elementaire
0.4 mi
Inspected by ISI

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Talbot Square
-
£715k
-
5 Talbot Square
-
£975k
-
7 Talbot Square
-
£6.13M
-
11 Talbot Square
-
£1.45M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN