15 Poldory View, Carharrack, Redruth, TR16 5AP

UPRN:10090883408End Terrace House bedsBuilt 2007-2011

-Council Tax: Band BEPC: C (75)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

15 Poldory View, Carharrack, Redruth, TR16 5AP

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£123,000

£99k - £148kLow

Estimate

£123k

Range

£99k – £148k

Rent Estimate (pcm)

£450

£400 - £500Medium

Monthly

£450

Yield

5.07%

AI Verdict

Derived from HomePortfolio scores

AI summary

15 Poldory View earns a INVESTIGATE rating with HP Score 72/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

72/ 100

High

Investment Score

64/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

25/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£20,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £7,300
Net cash flow: £244/mo
Cash on cash: 40.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£123,000

Rent Estimate (pcm)£450

Gross Yield5.07%

1y Growth-

3y Growth+0.5%

5y Growth+4.1%

10y Growth+5.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR16 5AP

Approval Rate

-12mo

Development

low

PA26/00957/PREAPP
Pre application advice for erection of three dwellings including alterations to existing access
Pending
PA26/05045
Change of use to Sui Generis storage for the continued use of the land. No operational development is proposed. No expansion or intensification is proposed.
Pending
PA26/05653
Erection of pair of two-storey dwellings in the rear garden of existing dwelling
Pending

View Planning Timeline