3 Churchill Road, Uxbridge, UB10 0FN

UPRN:10091099442Detached HouseBeds -Built 2012-2021

FreeholdCouncil Tax: Band FEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£787,000

£748k - £827kHigh

Estimate

£787k

Range

£748k – £827k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

4.67%

Verdict

Derived from HomePortfolio scores

3 Churchill Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

22/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 34Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10091099442· as of 13 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.77
- valuation_snapshotsrent estimate 3050/mo (range 2750-3400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,196/mo, -39% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 93 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
314 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£588,000£901,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£784,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,750-£3,400

Interest rate5.4%

Loan to value75%

Cash required: £265,700
Net cash flow: -£534/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10091099442Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3050/mo (range 2750-3400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2750-3400)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 93 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£787,000

Rent Estimate (pcm)£3,050

Gross Yield4.67%

1y Growth-

3y Growth+0.3%

5y Growth+2.6%

10y Growth+2.2%

Last Sold Price£474,950 (2014-11-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1UB10 0FN

Approval Rate

100%12mo

Development

low

76682/APP/2026/2363
Installation of dropped kerb to provide parking spaces to the front
Pending
80249/APP/2026/2130
Conversion of roof space to habitable use including 1 x front and rear gable end windows and 5no. side facing rooflights.
Approved
11688/APP/2026/2082
Conversion of roof space to habitable use to include a rear dormer, conservation-style rear rooflights, an internal staircase, associated internal alterations, replacement of the existing first-floor kitchen and entrance windows with new windows matching the existing dimensions and style, and installation of a warm roof above the existing rafters. (Listed Building Consent Application) (Associated with Application Ref. 11688/APP/2026/2081)
Approved

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-11-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,429

Population Density6,182 /km²

Owner Occupied47%

Age Distribution

0-15 24%16-64 68%65+ 8%

View Area Profile

Schools Nearby

Uxbridge High School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
John Locke Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Andrew's C of E Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Whitehall School
0.4 mi
Good

4 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

63 Churchill Road
-
£431k
-
Spitfire House, 1 Churchill Road
-
£270k
-
Spitfire House, 1 Churchill Road
-
£364k
-
21 Churchill Road
-
£620k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN