Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-06T04:00:06.530844+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:30:32.374835+00:00)●Ownership· freshOwnership: fresh, refreshed 2d ago (2026-11-06T17:38:51.180659+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
71
/ 100
Mixed
Verdict
2 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£324,000
£259k - £389kLow
Estimate
£324k
Range
£259k – £389k
Rent Estimate (pcm)
£1,550
£1k - £2k
Monthly
£1,550
Yield
7.30%
Verdict
Derived from HomePortfolio scores
Flat 1 earns an INVESTIGATE rating with HP Score 71/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Details pursuant to the discharge of Condition 5 (Play Area Management and Maintenance Plan) of planning permission ref. 80054/APP/2026/1117, dated 09-07-2026 (Remodelling of park space including soft landscaping, hard surfacing, a fenced play area and other associated works.)
Pending
80087/APP/2026/2310
Erection of a first-floor rear extension, loft conversion including rear dormers, a side dormer, and three front and one side roof lights, together with internal alterations and cycle storage.
Pending
72878/APP/2026/2310
Erection of a first-floor rear extension, loft conversion including rear dormers, a side dormer, and three front and one side roof lights, together with internal alterations and cycle storage.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
28
Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 21% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [sold-comps +21.8%, £/sqft +21.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.3%· as of 24 Oct 2026
Rental economics16.1/40
gross yield 7.3%; range width penalty ×0.88; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1550/mo (range 1450-1700)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -66/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 286 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity9.2/15
201 sales/12mo in area; valuation range width 40%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£191,000£293,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£254,950
At the asking price
£1,550/mo
Evidenced range £1,450-£1,700
5.4%
75%
Cash required
£80,533
Net cash flow
£213/mo
Cash on cash
3.2%
Score at this price
28
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.3%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 1550/mo (range 1450-1700)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this