2 Chronicle House, Commonhall Street, Chester, CH1 2AB

UPRN:10091141979Flat/MaisonetteBeds -Built 2003-2006

Tenure: -Council Tax: Band AEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

2 Chronicle House, Commonhall Street, Chester, CH1 2AB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£48,000

£38k - £57kLow

Estimate

£48k

Range

£38k – £57k

Rent Estimate (pcm)

£250

£250 - £300

Monthly

£250

Yield

3.34%

Verdict

Derived from HomePortfolio scores

2 Chronicle House earns an INVESTIGATE rating with HP Score 60/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

57/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 37Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.3%; range width penalty ×0.80
- valuation_snapshotsrent estimate 250/mo (range 250-300)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -326/mo, -130% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 23 Oct 2026· verify before relying on this
Risk & liquidity9.3/15
324 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£89,950

At the asking price

Monthly rent£250/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £28,286
Net cash flow: -£131/mo
Cash on cash: -5.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.82 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 250/mo (range 250-300)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 23 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 250/mo (range 250-300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£48,000

Rent Estimate (pcm)£250

Gross Yield3.34%

1y Growth+13.9%

3y Growth+2.4%

5y Growth+1.3%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CH1 2AB

Approval Rate

-12mo

Development

low

26/03172/CAT
2x Beech Trees and 1x Sycamore - To trim all branches that overhang the car parking spaces
Pending
26/03131/CAT
2x Cedar (T1 and T2) and 1x Scots Pine (T3) - Section dismantle to ground level.
Pending
26/03081/TPO
Lime Tree (T1) in back garden and Lime Tree (T2) in front garden - To be reduced in height by 3m, and to be re-pollarded to previous points.
Pending

View Planning Timeline