9 Fairlawns Close, Hornchurch, RM11 3NL

UPRN:10091579300Detached HouseBeds -Built -

Tenure: -Council Tax: Band HEPC: B (86)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,451,000

£1.31M - £1.60MMedium

Estimate

£1.45M

Range

£1.31M – £1.60M

Rent Estimate (pcm)

£5,250

£5k - £6k

Monthly

£5,250

Yield

3.51%

Verdict

Derived from HomePortfolio scores

9 Fairlawns Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

7/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 17Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -23.7% (MEDIUM), sold-comps -41.6%, £/sqft -41.5%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10091579300· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20%· as of 1 Nov 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.74
- valuation_snapshotsrent estimate 5250/mo (range 4650-5850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,844/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
316 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,346,000£1,974,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,795,000

At the asking price

Monthly rent£5,250/mo

Evidenced range £4,650-£5,850

Interest rate5.4%

Loan to value75%

Cash required: £668,950
Net cash flow: -£2,424/mo
Cash on cash: -4.3%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10091579300Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 5250/mo (range 4650-5850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5250/mo (range 4650-5850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,451,000

Rent Estimate (pcm)£5,250

Gross Yield3.51%

1y Growth-

3y Growth+0.7%

5y Growth+2.1%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RM11 3NL

Approval Rate

-12mo

Development

low

T0140.26
Pollarding of 2 very large Ash trees in centre of driveway. After a recent visit from Jason King, a tree surgeon, of Kingscuts, I was advised that the tree canopy was too big for a 2m crown reduction. He recommended the following: The tree on the left requires pollarding by 4/5 metres back to secondary pollard points, where a prominent cavity is in the main stem. The tree on the right side would also need pollarding by 4/5 metres back to secondary pollard points to suit adjacent tree height.
Pending
P1235.26
Conversion of an existing outbuilding to residential annexe ancillary to main dwelling with two additional front windows and one small obscure side window
Pending
D0426.26
Certificate of lawfulness for the construction of a first-floor flat roof external access gantry, installation of protective railings to sections of the existing first-floor flat roof, and replacement of an existing second-floor roof boundary wall with protective railings.
Pending

View Planning Timeline