Flat 3, 32 Palmerston Road, Buckhurst Hill, IG9 5LW

UPRN:10093183687Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: Band EEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 3, 32 Palmerston Road, Buckhurst Hill, IG9 5LW

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£472,000

£449k - £496kHigh

Estimate

£472k

Range

£449k – £496k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

4.67%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 81/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 37Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH), sold-comps -30.1%, £/sqft -30.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10093183687· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14%· as of 8 Nov 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.82
- valuation_snapshotsrent estimate 1850/mo (range 1700-2050)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,028/mo, -56% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
130 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£356,000£546,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£322/mo
Cash on cash: -2.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093183687Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 1850/mo (range 1700-2050)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1700-2050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 149 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£472,000

Rent Estimate (pcm)£1,850

Gross Yield4.67%

1y Growth-

3y Growth+4.0%

5y Growth+1.8%

10y Growth+2.6%

Last Sold Price£499,995 (2020-06-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IG9 5LW

Approval Rate

-12mo

Development

low

EPF/2091/26
TPO/EPF/08/22 (Ref: T23, T24, T25, T26, T27) T1-T4: Cedar - Crown lift by up to 6m from ground, as specified. T5: Sycamore - Crown lift by up to 3m from ground, as specified. NB: The permitted specification of works is detailed in the conditions below.
Pending
EPF/2069/26
Construction of three dwellings on the former hardstanding play area of Braeside School including access provision, car parking and associated infrastructure.
Pending
EPF/2068/26
Two storey side and rear extension, new front porch, two new bay windows on front elevation, and increased ridge height with crown roof and rear rooflights to provide accommodation in the roof space (amendment to planning permission EPF/1555/26).
Pending

View Planning Timeline

Ownership

Corporate Ownership54.5%
Overseas OwnershipNo
Lease Term Remaining117 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-06-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density-

Owner Occupied85%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Daiglen School
0.1 mi
Inspected by ISI
Loyola Preparatory School
0.2 mi
Inspected by ISI
St John's Church of England Voluntary Controlled Primary School, Buckhurst Hill
0.3 mi
Good
Buckhurst Hill Community Primary School
0.6 mi
Inspected as Buckhurst Hill Community Primary School (URN 115052) on 3 May 2017

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32 Palmerston Road
-
£665k
-
38 Palmerston Road
-
£751k
-
32 Palmerston Road
-
£435k
-
32 Palmerston Road
-
£440k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN