Flat 2, 90 Endlesham Road, London, SW12 8JL

UPRN:10093419458Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 2, 90 Endlesham Road, London, SW12 8JL

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£728,000

£692k - £765kHigh

Estimate

£728k

Range

£692k – £765k

Rent Estimate (pcm)

£4,100

£4k - £4k

Monthly

£4,100

Yield

5.96%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 82/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

84/ 100

High

Transit & Bike

Transit 51Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,850-£4,350

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: £54/mo
Cash on cash: 0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£728,000

Rent Estimate (pcm)£4,100

Gross Yield5.96%

1y Growth-69.0%

3y Growth-2.2%

5y Growth-0.2%

10y Growth+0.6%

Last Sold Price£750,000 (2022-06-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3SW12 8JL

Approval Rate

100%12mo

Development

low

26/03140/FUL
Installation of 1x DRS container unit within newly erected pod.
Pending
PA2026/0625
Alterations including erection of single-storey rear extension.
Pending
PA2026/0532
Non-material amendment to planning permission dated 23/03/2026 ref 2025/4065 (Alterations including erection of mansard roof extension to main rear roof and formation of roof terrace over back addition with 1.7m high screen; erection of single rear/side extension and roof terrace above with 1.7m high screen surround. Alterations and extensions in connection with conversion of dwelling into 1 x3 bedroom, 1 x2 bedroom and 1 x1 bedroom flats.) to allow alterations to internal layout of first floor flat including increase in size of double bedroom, relocation of single bedroom in lieu of kitchen and provision of study. Alterations to internal layout of top floor flat including relocation of kitchen/dining in lieu of bedroom and bathroom and vice versa.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-06-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density14,965 /km²

Owner Occupied59%

Age Distribution

0-15 18%16-64 71%65+ 11%

View Area Profile

Schools Nearby

Balham Nursery School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hornsby House School
0.1 mi
Inspected by ISI
Chestnut Grove Academy
0.1 mi
GoodImproving
Holy Ghost Catholic Primary School
0.1 mi
Good

3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

100D Endlesham Road
-
£365k
-
96 Endlesham Road
-
£1.68M
-
90 Endlesham Road
-
£680k
-
76 Endlesham Road
-
£1.60M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN