Data freshness:●Listing· freshListing: fresh, refreshed 4d ago (2026-11-10T04:00:08.634285+00:00)●Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-07-02)●Ownership· freshOwnership: fresh, refreshed 4d ago (2026-11-10T17:51:22.003411+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 3d ago (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-17T22:43:10.305949+00:00)
HP Score
69
/ 100
Mixed
Verdict
2 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£455,000
£410k - £501kMedium
Estimate
£455k
Range
£410k – £501k
Rent Estimate (pcm)
£2,100
£2k - £2k
Monthly
£2,100
Yield
7.75%
Verdict
Derived from HomePortfolio scores
138 Beck Square earns an INVESTIGATE rating with HP Score 69/100. Investment score 78/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Lawful Development Certificate (Proposed) - Construction of dormer roof extension to main rear roof, together with installation of three roof lights to front roof slope.
Pending
261571
Submission of details pursuant to condition 5 ( highway condition survey) and condition 8 (Construction Logistics Plan) attached to planning permission reference 221257, granted 23/01/2025.
Pending
261465
Lawful Development Certificate (Proposed) - Construction of dormer roof extension to main rear roof (with French doors and safety railings), together with installation of two roof lights to front roof slope.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
35
Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 29% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +28.6% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
valuation_snapshotsestimate for 10093561280· as of 9 Nov 2026
Rental economics20.1/40
gross yield 7.8%; range width penalty ×0.91; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2100/mo (range 1950-2250)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin2/30
stressed cash flow +42/mo, +2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 54 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
345 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£244,000£374,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£325,000
At the asking price
£2,100/mo
Evidenced range £1,950-£2,250
5.4%
75%
Cash required
£105,050
Net cash flow
£357/mo
Cash on cash
4.1%
Score at this price
35
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.91 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10093561280Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2100/mo (range 1950-2250)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026 · verify before relying on this