19 Mary Street, Birmingham, B3 1UD

UPRN:10094293204Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (85)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£582,000

£553k - £611kHigh

Estimate

£582k

Range

£553k – £611k

Rent Estimate (pcm)

£2,550

£2k - £3kMedium

Monthly

£2,550

Yield

7.69%

AI Verdict

Derived from HomePortfolio scores

AI summary

19 Mary Street earns a BUY rating with HP Score 77/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (85/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

77/ 100

High

Investment Score

62/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

85/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£6/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£582,000

Rent Estimate (pcm)£2,550

Gross Yield7.69%

1y Growth-

3y Growth-13.1%

5y Growth-6.3%

10y Growth-0.2%

Last Sold Price£500,000 (2019-08-30)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B3 1UD

Approval Rate

-12mo

Development

low

2026/03593/PA
Application to determine details for conditions 1 (method statement) and 2 (materials) attached to listed building consent 2026/00301/PA
Approved
2026/02997/PA
Display of no.5 projecting signs and no.4 parasols
Pending
2026/02702/PA
Application for a proposed Lawful Development Certificate for the proposed use of the site within Use Class E (Commercial, Business and Service).
Approved

View Planning Timeline

Ownership

Corporate Ownership15.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-08-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density-

Owner Occupied17%

Age Distribution

0-15 2%16-64 97%65+ 1%

View Area Profile

Schools Nearby

Oakbridge School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St George's Church of England Academy, Newtown
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Jewellery Quarter Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
University College Birmingham
0.4 mi
-

2 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

18 Mary Street
-
£245k
-
22 Mary Street
-
£660k
-
18 Mary Street
-
£225k
-
22 Mary Street
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN