Recent sale
18 MARY STREET
£245k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
19 Mary Street, Birmingham, B3 1UD
UPRN:10094293204Terrace Property3 bedsBuilt -
FreeholdCouncil Tax: -EPC: B (85)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-08-19T04:00:03.174024+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T08:15:35.465677+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£582,000
Estimated value
Range: £553k - £611k|Last sold: £500k (2019-08-30)
Estimate of £582k for terrace propertys in Birmingham. 54 transactions in the last 12 months; median £158k.
AI Confidence
-
High confidence
Value History
Current estimate
£582k
£553k - £611k - High confidence
Annualised (CAGR)
+16.08%
Over the full window
Peak estimate
£699k
Nov 2022
From peak
-16.74%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B area (monthly)index YoY +4.55%
Growth by window
3m
-8.92%
6m
+3.56%
12m
-8.92%
24m
-4.75%
60m
-1.19%
Rental Market
Estimated rent (pcm)
£2,550
/ month
Gross yield
7.69%
Net yield
5.14%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£158k
3-bed Terrace Property
12m Price Growth
-
vs UK avg
Days on Market
113d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£582,000
- SDLT standard£19,100
- SDLT BTL surcharge (5%)£29,100
- Legal + Survey£15,000
- Refurb (light)£40,740
- Total All-In Cost£685,940
Funding
- Deposit (25%)£145,500
- Mortgage (75% LTV)£436,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£249,440
Monthly Returns
- Monthly Rent (est)£2,550
- Mortgage Payment (IO)-£1,910
- Management (10%)-£255
- Insurance-£133
- Maintenance-£243
- Monthly Cashflow+£9
Capital Returns
- 5yr Property Value£420,584
- 5yr Capital Gain (-6.29% pa)+£-161,416
- 5yr Cumulative Rent (net)+£115,140
- Less mortgage interest-£114,600
- 5yr Total Return-£160,876
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £545,392 | £108,892 | +£108 | -£36,500 | -14.6% |
| Year 2 | £511,087 | £74,587 | +£216 | -£70,697 | -28.3% |
| Year 3 | £478,940 | £42,440 | +£324 | -£102,736 | -41.2% |
| Year 4 | £448,814 | £12,314 | +£432 | -£132,754 | -53.2% |
| Year 5 | £420,584 | £-15,916 | +£540 | -£160,876 | -64.5% |
Assumes -6.29% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£249,440).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
22 MARY STREET
£660k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
18 MARY STREET
£225k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
22 MARY STREET
£500k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,374
Median Income
Signal
1,465
Population
Signal
4.9 / 100
Deprivation