Apartment 1, North Church House, 14 North Church Street, Sheffield, S1 2PS

UPRN:10095947882Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Apartment 1, North Church House, 14 North Church Street, Sheffield, S1 2PS

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£135,000

£108k - £162kLow

Estimate

£135k

Range

£108k – £162k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Apartment 1 earns an INVESTIGATE rating with HP Score 58/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

76/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics7.8/40
gross yield 6.0%; range width penalty ×0.98
- valuation_snapshotsrent estimate 900/mo (range 850-950)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -228/mo, -25% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
89 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £16/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 900/mo (range 850-950)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 850-950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£900

Gross Yield6.00%

1y Growth+36.0%

3y Growth-15.4%

5y Growth-4.9%

10y Growth-3.0%

Last Sold Price£100,000 (2024-10-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0S1 2PS

Approval Rate

-12mo

Development

low

25/03621/COND2
Application to approve details in relation to condition number(s): 3 (Sound Insulation) imposed by planning permission 25/03621/CDPN
Pending
26/03266/FUL
Alterations and extensions to roof of Blocks A & B, two-storey extension to form Block F, creation of 3 residential units (Use Class C3), alterations to fenestration and creation of communal amenity space
Pending
26/02452/COND1
Application to approve details in relation to condition no(s) 3 (bin storage details) relating to planning permission 26/02452/CHU
Pending

View Planning Timeline

Ownership

Corporate Ownership23.2%
Overseas OwnershipNo
Lease Term Remaining247 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2024-10-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,816

Population Density-

Owner Occupied24%

Age Distribution

0-15 4%16-64 95%65+ 1%

View Area Profile

Schools Nearby

Sheffield Hallam University
0.4 mi
-
Netherthorpe Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Freeman College
0.5 mi
-
Grace Owen Nursery School
0.6 mi
Good

3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

North Church House, 14 North Church Street
-
£200k
-
North Church House, 14 North Church Street
-
£150k
-
North Church House, 14 North Church Street
-
£227k
-
North Church House, 14 North Church Street
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN