Flat 4, 294 Stanstead Road, London, SE23 1DE

UPRN:10095993132Converted Flat1 bedsBuilt 2021

LeaseholdCouncil Tax: Band BEPC: D (55)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 4, 294 Stanstead Road, London, SE23 1DE

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£323,000

£307k - £340kHigh

Estimate

£323k

Range

£307k – £340k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.35%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 48Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£93/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£1,450

Gross Yield5.35%

1y Growth-

3y Growth-1.0%

5y Growth-0.6%

10y Growth+0.8%

Last Sold Price£315,000 (2023-02-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

3SE23 1DE

Approval Rate

50%12mo

Development

low

DC/26/145929
Schedule 1 application for the demolition of an existing structure and construction of a like for like ground floor rear extension,together with all associated works, at 86 Hurstbourne Road, SE23 2AQ.
Pending
DC/26/145902
Schedule 1 application for the replacement of the existing windows and doors with new double glazed uPVC framed windows, a new composite front door and a new uPVC rear door at 60 Nelgarde Road SE6.
Pending
DC/26/145903
Details submitted pursuant to Condition 7-Cycle Parking Facilities and Condition 16-Ultra-Low NOx Gas Fired Boilers of planning permission DC/24/137485 dated 20th June 2025 at Land to the Rear of Cheney Court, Waldram Park Road SE23.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.6%
Overseas OwnershipNo
Lease Term Remaining245 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-02-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,505

Population Density11,351 /km²

Owner Occupied52%

Age Distribution

0-15 20%16-64 70%65+ 10%

View Area Profile

Schools Nearby

Rathfern Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St William of York Catholic Primary School
0.2 mi
Good
St Dunstan's College
0.3 mi
Inspected by ISI
Kilmorie Primary School
0.3 mi
GoodConcerns

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

294 Stanstead Road
-
£285k
-
294 Stanstead Road
-
£280k
-
294 Stanstead Road
-
£310k
-
294 Stanstead Road
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN