1 The Chain, Sandwich, CT13 9BJ

UPRN:10096168337TerracedBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£167,000

£134k - £201kLow

Estimate

£167k

Range

£134k – £201k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

3.11%

Verdict

Derived from HomePortfolio scores

1 The Chain earns an INVESTIGATE rating with HP Score 72/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 14Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.1%; range width penalty ×0.91
- valuation_snapshotsrent estimate 700/mo (range 650-750)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -755/mo, -108% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
120 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£427/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 700/mo (range 650-750)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 650-750)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£167,000

Rent Estimate (pcm)£700

Gross Yield3.11%

1y Growth+19.2%

3y Growth-3.1%

5y Growth+0.9%

10y Growth+2.0%

Last Sold Price£125,000 (2025-04-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT13 9BJ

Approval Rate

-12mo

Development

low

26/00644
Regulation 5 (The Electronic Communications Code (Conditions and restrictions) Regulations 2003 (as amended) to install a generator, a power duct, PSU cabinet, cable trunking, AMF panel to be installed on new support pole, (Existing earth pit to be removed and relocated)
Pending
26/00635
Regulation 5 (The Electronic Communications Code (Conditions and restrictions) (Amendment) Regulations 2017) notification for the installation of a 12 m medium pole
Pending
TC/26/00159
Works to tree in a Conservation Area
Pending

View Planning Timeline

Ownership

Corporate Ownership75.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-04-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,704

Population Density440 /km²

Owner Occupied68%

Age Distribution

0-15 8%16-64 53%65+ 39%

View Area Profile

Schools Nearby

Sandwich Infant School
0.3 mi
Good
Sir Roger Manwood's School
0.3 mi
Good
Sandwich Junior School
0.4 mi
Outstanding
Sandwich Technology School
0.8 mi
Inspected as Sandwich Technology School (URN 136317) on 12 May 2026

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 The Chain
-
£297k
-
1 The Chain
-
£125k
-
1 The Chain
-
£165k
-
19 The Chain
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN