21 Vernon House, 1 Holt Gardens, London, SW17 7FX

UPRN:10096183694Flat/MaisonetteBeds -Built 2021

LeaseholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoCrime· freshAmenities· 1mo agoArea· Census 2021

21 Vernon House, 1 Holt Gardens, London, SW17 7FX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£455,000

£432k - £478kHigh

Estimate

£455k

Range

£432k – £478k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

4.55%

Verdict

Derived from HomePortfolio scores

21 Vernon House earns an INVESTIGATE rating with HP Score 51/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

61/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

41/ 100

Mixed

Transit & Bike

Transit 29Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 25% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£567,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £189,750
Net cash flow: -£425/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£455,000

Rent Estimate (pcm)£2,150

Gross Yield4.55%

1y Growth-

3y Growth-0.3%

5y Growth+0.2%

10y Growth+0.8%

Last Sold Price£455,000 (2022-09-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW17 7FX

Approval Rate

-12mo

Development

low

2026/3242
Construction of raised decking area with a glazed safety screen to rear elevation, with steps down to existing rear garden and side refuse area
Pending
2026/3236
Variation of condition 2 (in accordance with approved drawings) pursuant to planning permission dated 07/08/2024 ref. 2021/4679 (Alterations, restoration and repair works in connection with the proposed conversion of Fir Tower, Oak Tower and Teak Tower within part of the Main Building to residential use (Class C3) to provide 32 flats, together with associated landscaping and servicing works.) to allow an amendment to the residential mix with a reduction of 2 x 2-bedroom apartments and an increase of 2 x 3-bedroom apartments through internal alterations, with an amendment to the associated S106 legal agreement to amend the affordable housing provision.
Noninvalid
2026/3138
Alterations including erection of a hip-to-gable side roof extension and dormer roof extension to the main rear roof; Erection of an extension above the two-storey back addition; Erection of a single storey rear/side extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining244 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-09-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density3,194 /km²

Owner Occupied66%

Age Distribution

0-15 18%16-64 70%65+ 12%

View Area Profile

Schools Nearby

Wandsworth Hospital and Home Tuition Service
0.2 mi
Outstanding
Ernest Bevin Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Burntwood School
0.3 mi
-
Nightingale Community Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Vernon House, 1 Holt Gardens
-
£452k
-
Vernon House, 1 Holt Gardens
-
£495k
-
Vernon House, 1 Holt Gardens
-
£725k
-
Vernon House, 1 Holt Gardens
-
£975k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN