21 Vernon House, 1 Holt Gardens, London, SW17 7FX

UPRN:10096183694Flat/MaisonetteBeds -Built 2021

LeaseholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoCrime· freshAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£455,000

Estimated value

Range: £432k - £478k|Last sold: £455k (2022-09-01)

Estimate of £455k for this flat/maisonette. 635 sales in SW17 in the last 12 months; median £585k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£455k

£432k - £478k - High confidence

Annualised (CAGR)

-18.17%

Over the full window

Peak estimate

£885k

Aug 2023

From peak

-48.59%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SW17 district (quarterly)index YoY -6.72%

Growth by window

-1.09%

12m

-3.40%

24m

-9.00%

60m

Rental Market

Monthly

Estimated rent (pcm)

£2,150

/ month

Gross yield

4.55%

Rent ÷ asking price

Net yield

3.15%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£585k

SW17 sales, last 12 months

12m Price Growth

SW17 median, Land Registry

Days on Market

47d

SW17 average

Sales & Yield

3 metrics

Transactions / 12m

635

SW17 sales

Area Gross Yield

5.24%

SW17 medians

Last Sold

£455k

2022-09-01

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£567,000
SDLT standard£18,350
SDLT BTL surcharge (5%)£28,350
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£615,800

Funding

Deposit (25%)£141,750
Mortgage (75% LTV)£425,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£190,550

Monthly Returns

Monthly Rent (estimate)£2,150
Mortgage Payment (IO)-£1,860
Management (10%)-£215
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£25

Capital Returns

5yr Property Value£571,836
5yr Capital Gain (0.17% pa, historical)+£4,836
5yr Cumulative Rent (net, before lease costs)+£114,836
Less mortgage interest-£111,600
5yr Total Return (before lease costs)+£8,072

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£567,964	£142,714	-£300	+£664	0.3%
Year 2	£568,929	£143,679	-£132	+£1,797	0.9%
Year 3	£569,897	£144,647	+£502	+£3,399	1.8%
Year 4	£570,865	£145,615	+£1,625	+£5,491	2.9%
Year 5	£571,836	£146,586	+£3,236	+£8,072	4.2%

Modelled on the live asking price. Capital growth 0.17% a year is the SW17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£190,550).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,847

Population

Signal

1.0%

Households Deprived

Upside Opportunities

0 levers