11 Oak Close, Pinhoe, Exeter, EX4 8HP

UPRN:100040226238-Beds -Built 1950-1966

Tenure: -Council Tax: Band CEPC: E (50)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£335,000

Estimated value

Range: £302k - £369k|Last sold: -- (-)

Estimate of £335k for this property. 440 sales in EX4 in the last 12 months; median £281k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£335k

£302k - £369k - Medium confidence

Annualised (CAGR)

+3.46%

Over the full window

Peak estimate

£346k

Nov 2023

From peak

-3.18%

Drawdown from peak

AVM estimate (model)Repeat-sales index - EX4 district (quarterly)index YoY -2.23%

Growth by window

-1.47%

-0.59%

12m

+1.21%

24m

-2.33%

60m

+14.33%

Rental Market

Monthly

Estimated rent (pcm)

£1,750

/ month

Gross yield

7.78%

Rent ÷ asking price

Net yield

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£281k

EX4 sales, last 12 months

12m Price Growth

EX4 median, Land Registry

Days on Market

46d

EX4 average

Sales & Yield

3 metrics

Transactions / 12m

440

EX4 sales

Area Gross Yield

7.24%

EX4 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£270,000
SDLT standard£3,500
SDLT BTL surcharge (5%)£13,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£289,100

Funding

Deposit (25%)£67,500
Mortgage (75% LTV)£202,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£86,600

Monthly Returns

Monthly Rent (estimate)£1,750
Mortgage Payment (IO)-£886
Management (10%)-£175
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£589

Capital Returns

5yr Property Value£291,297
5yr Capital Gain (1.53% pa, historical)+£21,297
5yr Cumulative Rent (net, before lease costs)+£92,365
Less mortgage interest-£53,160
5yr Total Return (before lease costs)+£60,502

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£274,131	£71,631	+£7,068	+£11,199	12.9%
Year 2	£278,325	£75,825	+£14,520	+£22,845	26.4%
Year 3	£282,584	£80,084	+£22,352	+£34,936	40.3%
Year 4	£286,907	£84,407	+£30,574	+£47,481	54.8%
Year 5	£291,297	£88,797	+£39,205	+£60,502	69.9%

Modelled on the live asking price. Capital growth 1.53% a year is the EX4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£86,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,742

Population

Signal

2.0%

Households Deprived

Upside Opportunities

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