15 SCHOOL CLOSE
Recent sale
£80k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
11 School Close, Maryport, CA15 8LP
UPRN:100110225294Semi-Detached PropertyBeds -Built 1950-1966
FreeholdCouncil Tax: Band AEPC: D (62)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:27:52.643041+00:00)EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-09-20T00:58:33.280980+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
Valuation estimateUpdated yesterday
£118,000
Estimated value
Range: £106k - £130k|Last sold: £71k (2005-10-28)
Estimate of £118k for this semi-detached property. 179 sales in CA15 in the last 12 months; median £150k.
Estimate confidence
Medium confidence
Value History
Current estimate
£118k
£106k - £130k - Medium confidence
Annualised (CAGR)
+4.01%
Over the full window
Peak estimate
£120k
Dec 2025
From peak
-1.67%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CA15 district (quarterly)index YoY +28.20%
Growth by window
3m
-1.67%
6m
+0.85%
12m
+2.61%
24m
+8.26%
60m
+21.65%
Rental Market
Estimated rent (pcm)
£550
/ month
Gross yield
5.08%
Rent ÷ asking price
Net yield
3.52%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£150k
CA15 sales, last 12 months
12m Price Growth
-
CA15 median, Land Registry
Days on Market
70d
CA15 average
Sales & Yield
3 metricsTransactions / 12m
179
CA15 sales
Area Gross Yield
-
CA15 medians
Last Sold
£71k
2005-10-28
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£130,000
- SDLT standard£100
- SDLT BTL surcharge (5%)£6,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£138,700
Funding
- Deposit (25%)£32,500
- Mortgage (75% LTV)£97,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£41,200
Monthly Returns
- Monthly Rent (estimate)£550
- Mortgage Payment (IO)-£427
- Management (10%)-£55
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£32
Capital Returns
- 5yr Property Value£160,152
- 5yr Capital Gain (4.26% pa, historical)+£30,152
- 5yr Cumulative Rent (net)+£24,915
- Less mortgage interest-£25,620
- 5yr Total Return+£29,447
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £135,538 | £38,038 | -£384 | +£5,154 | 12.5% |
| Year 2 | £141,312 | £43,812 | -£648 | +£10,664 | 25.9% |
| Year 3 | £147,332 | £49,832 | -£789 | +£16,542 | 40.2% |
| Year 4 | £153,608 | £56,108 | -£805 | +£22,803 | 55.3% |
| Year 5 | £160,152 | £62,652 | -£705 | +£29,447 | 71.5% |
Modelled on the live asking price. Capital growth 4.26% a year is the CA15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£41,200).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
37 SCHOOL CLOSE
Recent sale
£113k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
8 SCHOOL CLOSE
Recent sale
£70k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
33 SCHOOL CLOSE
Recent sale
£110k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,840
Median earnings (local authority)
Signal
1,813
Population
Signal
10.1%
Households Deprived