11 The Dell, Caerwnon Park, Builth Wells, LD2 3SP
Estimate of £142k for this property. - sales in LD2 in the last 12 months; median -.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£184,000
- SDLT standard£1,180
- SDLT BTL surcharge (5%)£9,200
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£196,480
Funding
- Deposit (25%)£46,000
- Mortgage (75% LTV)£138,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£58,480
Monthly Returns
- Monthly Rent (estimate)£400
- Mortgage Payment (IO)-£604
- Management (10%)-£40
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£344
Capital Returns
- 5yr Property Value£184,000
- 5yr Capital Gain (no growth data)+£0
- 5yr Cumulative Rent (net, before lease costs)+£16,483
- Less mortgage interest-£36,240
- 5yr Total Return (before lease costs)-£19,757
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £184,000 | £46,000 | -£4,128 | -£4,128 | -7.1% |
| Year 2 | £184,000 | £46,000 | -£8,172 | -£8,172 | -14.0% |
| Year 3 | £184,000 | £46,000 | -£12,130 | -£12,130 | -20.7% |
| Year 4 | £184,000 | £46,000 | -£15,988 | -£15,988 | -27.3% |
| Year 5 | £184,000 | £46,000 | -£19,757 | -£19,757 | -33.8% |
Modelled on the live asking price. No growth data for the area: the value is held flat (0% a year). Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£58,480).
Price Forecast
No forecast available.