11 Trinity Street, Hartlepool, TS24 0HA
Estimate of £129k for this semi-detached house. 219 sales in TS24 in the last 12 months; median £86k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£115,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£122,850
Funding
- Deposit (25%)£28,750
- Mortgage (75% LTV)£86,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£36,600
Monthly Returns
- Monthly Rent (estimate)£900
- Mortgage Payment (IO)-£377
- Management (10%)-£90
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£333
Capital Returns
- 5yr Property Value£119,141
- 5yr Capital Gain (0.71% pa, historical)+£4,141
- 5yr Cumulative Rent (net)+£44,576
- Less mortgage interest-£22,620
- 5yr Total Return+£26,097
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £115,817 | £29,567 | +£3,996 | +£4,813 | 13.1% |
| Year 2 | £116,639 | £30,389 | +£8,184 | +£9,823 | 26.8% |
| Year 3 | £117,467 | £31,217 | +£12,568 | +£15,035 | 41.1% |
| Year 4 | £118,301 | £32,051 | +£17,153 | +£20,454 | 55.9% |
| Year 5 | £119,141 | £32,891 | +£21,956 | +£26,097 | 71.3% |
Modelled on the live asking price. Capital growth 0.71% a year is the TS24 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£36,600).
Price Forecast
No forecast available.