81 STALEY ROAD
Recent sale
£428k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
113 Staley Road, Mossley, Ashton-under-Lyne, OL5 9PL
UPRN:100011554107Detached House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band BEPC: D (67)
Data freshness:Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:46:14.817932+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-08-07T11:05:19.087279+00:00)
Valuation estimateUpdated yesterday
£446,000
Estimated value
Range: £424k - £469k|Last sold: £250k (2012-09-10)
Estimate of £446k for this detached house. 142 sales in OL5 in the last 12 months; median £197k.
Estimate confidence
High confidence
Value History
Current estimate
£446k
£424k - £469k - High confidence
Annualised (CAGR)
+4.97%
Over the full window
Peak estimate
£519k
Nov 2025
From peak
-14.07%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OL5 district (quarterly)index YoY +23.34%
Growth by window
3m
-4.70%
6m
-7.85%
12m
+1.59%
24m
-1.33%
60m
+14.36%
Rental Market
Estimated rent (pcm)
£2,400
/ month
Gross yield
6.40%
Rent ÷ asking price
Net yield
4.43%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£197k
OL5 sales, last 12 months
12m Price Growth
+53.4%
OL5 median, Land Registry
Days on Market
133d
OL5 average
Sales & Yield
3 metricsTransactions / 12m
142
OL5 sales
Area Gross Yield
-
OL5 medians
Last Sold
£250k
2012-09-10
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£450,000
- SDLT standard£12,500
- SDLT BTL surcharge (5%)£22,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£487,100
Funding
- Deposit (25%)£112,500
- Mortgage (75% LTV)£337,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£149,600
Monthly Returns
- Monthly Rent (estimate)£2,400
- Mortgage Payment (IO)-£1,477
- Management (10%)-£240
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£583
Capital Returns
- 5yr Property Value£530,084
- 5yr Capital Gain (3.33% pa, historical)+£80,084
- 5yr Cumulative Rent (net)+£128,876
- Less mortgage interest-£88,620
- 5yr Total Return+£120,340
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £464,985 | £127,485 | +£6,996 | +£21,981 | 14.7% |
| Year 2 | £480,469 | £142,969 | +£14,508 | +£44,977 | 30.1% |
| Year 3 | £496,469 | £158,969 | +£22,548 | +£69,016 | 46.1% |
| Year 4 | £513,001 | £175,501 | +£31,126 | +£94,127 | 62.9% |
| Year 5 | £530,084 | £192,584 | +£40,256 | +£120,340 | 80.4% |
Modelled on the live asking price. Capital growth 3.33% a year is the OL5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£149,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
89 STALEY ROAD
Recent sale
£173k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
79 STALEY ROAD
Recent sale
£385k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
99 STALEY ROAD
Recent sale
£273k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,877
Median earnings (local authority)
Signal
1,529
Population
Signal
1.9%
Households Deprived