12 Osterley Lodge, Church Road, Isleworth, TW7 4PQ

UPRN:100021567343Flat/Maisonette2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 3 days ago

£325,000

Estimated value

Range: £308k - £341k|Last sold: £75k (1999-05-28)

Estimate of £325k for this flat/maisonette. 268 sales in TW7 in the last 12 months; median £480k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£325k

£308k - £341k - High confidence

Annualised (CAGR)

-2.15%

Over the full window

Peak estimate

£380k

Dec 2020

From peak

-14.47%

Drawdown from peak

AVM estimate (model)Repeat-sales index - TW7 district (quarterly)index YoY -5.41%

Growth by window

-1.22%

-7.41%

12m

-8.71%

24m

-10.96%

60m

-6.88%

Rental Market

Monthly

Estimated rent (pcm)

£1,450

/ month

Gross yield

5.52%

Rent ÷ asking price

Net yield

3.83%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£480k

TW7 sales, last 12 months

12m Price Growth

TW7 median, Land Registry

Days on Market

51d

TW7 average

Sales & Yield

3 metrics

Transactions / 12m

268

TW7 sales

Area Gross Yield

4.82%

TW7 medians

Last Sold

£75k

1999-05-28

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£315,000
SDLT standard£5,750
SDLT BTL surcharge (5%)£15,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£338,600

Funding

Deposit (25%)£78,750
Mortgage (75% LTV)£236,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£102,350

Monthly Returns

Monthly Rent (estimate)£1,450
Mortgage Payment (IO)-£1,034
Management (10%)-£145
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£171

Capital Returns

5yr Property Value£315,000
5yr Capital Gain (0.00% pa, historical)+£0
5yr Cumulative Rent (net, before lease costs)+£75,490
Less mortgage interest-£62,040
5yr Total Return (before lease costs)+£13,450

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£315,000	£78,750	+£2,052	+£2,052	2.0%
Year 2	£315,000	£78,750	+£4,416	+£4,416	4.3%
Year 3	£315,000	£78,750	+£7,099	+£7,099	6.9%
Year 4	£315,000	£78,750	+£10,108	+£10,108	9.9%
Year 5	£315,000	£78,750	+£13,450	+£13,450	13.1%

Modelled on the live asking price. Capital growth 0.00% a year is the TW7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£102,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,078

Population

Signal

1.9%

Households Deprived

Upside Opportunities

0 levers