12 Vernon Street, Mossley, Ashton-under-Lyne, OL5 0BT

UPRN:100011556370Mid Terrace House2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (64)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

12 Vernon Street, Mossley, Ashton-under-Lyne, OL5 0BT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£161,000

£153k - £169kHigh

Estimate

£161k

Range

£153k – £169k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

6.42%

Verdict

Derived from HomePortfolio scores

12 Vernon Street earns an INVESTIGATE rating with HP Score 72/100. Investment score 55/100 reflects moderate fundamentals. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

No data

Walkability

69/ 100

Moderate

Transit & Bike

Transit 68Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£159,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £49,680
Net cash flow: £52/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£161,000

Rent Estimate (pcm)£850

Gross Yield6.42%

1y Growth-

3y Growth+2.7%

5y Growth+3.3%

10y Growth+4.4%

Last Sold Price£74,000 (2012-03-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL5 0BT

Approval Rate

-12mo

Development

low

26/00104/PLCOND
Full discharge of Condition 3 (Contaminated Land), Condition 4 (Materials), Condition 6 (CEMP), Condition 8 (Hard and Soft Landscaping) and Condition 10 (Surface Water Drainage Scheme) of planning reference 18/00731/FUL
Pending
26/00734/FUL
Erection of a detached garage within the curtilage of currently under construction dwellinghouse.
Pending
26/00706/MATCH
Non-material amendment to planning application reference 24/00544/FUL. Amendments to 2no. Velux rooflights located within the Master Bedroom to be substituted with 2no. Velux Combination rooflights with lower non openable casement.
Approved

View Planning Timeline

Ownership

Corporate Ownership84.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-03-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density-

Owner Occupied73%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Milton St John's CofE Primary School
0.1 mi
Good
St Joseph's RC Primary School
0.3 mi
Good
St George's CofE Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Livingstone Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Vernon Street
-
£180k
-
18 Vernon Street
-
£165k
-
17 Vernon Street
-
£161k
-
18 Vernon Street
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN