12 Wellington Court, Wellington Street, Luton, LU1 5AG

UPRN:100081012141Flat/MaisonetteBeds -Built 1983-1990

Tenure: -Council Tax: Band AEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£140,000

Estimated value

Range: £126k - £154k|Last sold: -- (-)

Estimate of £140k for this flat/maisonette. 336 sales in LU1 in the last 12 months; median £272k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£140k

£126k - £154k - Medium confidence

Annualised (CAGR)

+0.00%

Over the full window

Peak estimate

£145k

Oct 2025

From peak

-3.45%

Drawdown from peak

AVM estimate (model)Repeat-sales index - LU1 district (quarterly)index YoY -4.08%

Growth by window

+0.00%

12m

-3.45%

24m

+0.72%

60m

+0.72%

Rental Market

Monthly

Estimated rent (pcm)

£800

/ month

Gross yield

6.19%

Rent ÷ asking price

Net yield

4.27%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£272k

LU1 sales, last 12 months

12m Price Growth

LU1 median, Land Registry

Days on Market

56d

LU1 average

Sales & Yield

3 metrics

Transactions / 12m

336

LU1 sales

Area Gross Yield

5.38%

LU1 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£155,000
SDLT standard£600
SDLT BTL surcharge (5%)£7,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£165,450

Funding

Deposit (25%)£38,750
Mortgage (75% LTV)£116,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£49,200

Monthly Returns

Monthly Rent (estimate)£800
Mortgage Payment (IO)-£509
Management (10%)-£80
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£111

Capital Returns

5yr Property Value£153,149
5yr Capital Gain (-0.24% pa, historical)-£1,851
5yr Cumulative Rent (net, before lease costs)+£38,955
Less mortgage interest-£30,540
5yr Total Return (before lease costs)+£6,564

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£154,628	£38,378	+£1,332	+£960	2.0%
Year 2	£154,257	£38,007	+£2,832	+£2,089	4.2%
Year 3	£153,887	£37,637	+£4,516	+£3,403	6.9%
Year 4	£153,517	£37,267	+£6,375	+£4,893	9.9%
Year 5	£153,149	£36,899	+£8,415	+£6,564	13.3%

Modelled on the live asking price. Capital growth -0.24% a year is the LU1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£49,200).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,677

Population

Signal

7.2%

Households Deprived

Upside Opportunities

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