Flat 3, 138 Bedford Hill, London, SW12 9HW

UPRN:121037153Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 3, 138 Bedford Hill, London, SW12 9HW

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£399,000

£379k - £419kHigh

Estimate

£399k

Range

£379k – £419k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

6.75%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 40Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £208/mo
Cash on cash: 1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£399,000

Rent Estimate (pcm)£2,250

Gross Yield6.75%

1y Growth+10.0%

3y Growth-2.2%

5y Growth-0.2%

10y Growth+0.6%

Last Sold Price£410,000 (2017-01-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW12 9HW

Approval Rate

-12mo

Development

low

26/03213/TCA
T1 Robinia sp. (x1) Reduce crown by 2.5-3m off height and width. Reason: Lost two stems in October. The branches had weak unions with the old pollard head, causing them to fail under their own weight. T2 Robinia sp. (x1) Reduce crown by 1.5m all around. Reason: To lessen the load on the crown. T3 Robinia sp. (x1) Reduce crown by 1m all around. Reason: To lessen the load on the crown.
Pending
26/03102/FUL
Retrospective installation of a rear external staircase and replacement of a window with a door.
Pending
26/03043/DET
Approval of details pursuant to conditions 20 (Arboricultural Protection Measures) of planning permission ref: 23/02912/FUL (Demolition of the existing dwelling and erection of five detached two storey (plus basement) houses, together with the provision of car parking spaces, refuse/cycle storages, landscaping treatment including alteration and removal of trees, alterations to access arrangements and other associated works) granted on 12.08.2024.
Pending

View Planning Timeline