129 FITZROY STREET
Recent sale
£135k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
125 Fitzroy Street, Ashton-under-Lyne, OL7 0HY
UPRN:100011542847Mid Terrace House2 bedsBuilt -
FreeholdCouncil Tax: Band AEPC: -
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-10-20T04:00:03.667605+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:26:04.980330+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-08-07T11:05:19.087279+00:00)
Valuation estimateUpdated today
£169,000
Estimated value
Range: £152k - £186k|Last sold: £34k (2000-12-08)
Estimate of £169k for this mid terrace house. 132 sales in OL7 in the last 12 months; median £182k.
Estimate confidence
Medium confidence
Value History
Current estimate
£169k
£152k - £186k - Medium confidence
Annualised (CAGR)
+7.80%
Over the full window
Peak estimate
£171k
Jun 2026
From peak
-1.17%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OL7 district (quarterly)index YoY -5.05%
Growth by window
3m
-0.59%
6m
+1.20%
12m
+6.96%
24m
+14.97%
60m
+39.67%
Rental Market
Estimated rent (pcm)
£1,100
/ month
Gross yield
8.80%
Rent ÷ asking price
Net yield
6.09%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£182k
OL7 sales, last 12 months
12m Price Growth
-
OL7 median, Land Registry
Days on Market
131d
OL7 average
Sales & Yield
3 metricsTransactions / 12m
132
OL7 sales
Area Gross Yield
4.00%
OL7 medians
Last Sold
£34k
2000-12-08
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£150,000
- SDLT standard£500
- SDLT BTL surcharge (5%)£7,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£160,100
Funding
- Deposit (25%)£37,500
- Mortgage (75% LTV)£112,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£47,600
Monthly Returns
- Monthly Rent (estimate)£1,100
- Mortgage Payment (IO)-£492
- Management (10%)-£110
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£398
Capital Returns
- 5yr Property Value£194,470
- 5yr Capital Gain (5.33% pa, historical)+£44,470
- 5yr Cumulative Rent (net)+£55,829
- Less mortgage interest-£29,520
- 5yr Total Return+£70,779
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £157,995 | £45,495 | +£4,776 | +£12,771 | 26.8% |
| Year 2 | £166,416 | £53,916 | +£9,792 | +£26,208 | 55.1% |
| Year 3 | £175,286 | £62,786 | +£15,053 | +£40,339 | 84.7% |
| Year 4 | £184,629 | £72,129 | +£20,553 | +£55,182 | 115.9% |
| Year 5 | £194,470 | £81,970 | +£26,309 | +£70,779 | 148.7% |
Modelled on the live asking price. Capital growth 5.33% a year is the OL7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£47,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
121 FITZROY STREET
Recent sale
£93k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
113 FITZROY STREET
Recent sale
£82k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
137 FITZROY STREET
Recent sale
£80k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,877
Median earnings (local authority)
Signal
1,857
Population
Signal
5.4%
Households Deprived