127 Derinton Road, London, SW17 8HZ
Estimate of £547k for this terrace property. 635 sales in SW17 in the last 12 months; median £585k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£530,000
- SDLT standard£16,500
- SDLT BTL surcharge (5%)£26,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£575,100
Funding
- Deposit (25%)£132,500
- Mortgage (75% LTV)£397,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£177,600
Monthly Returns
- Monthly Rent (estimate)£3,150
- Mortgage Payment (IO)-£1,739
- Management (10%)-£315
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£996
Capital Returns
- 5yr Property Value£534,520
- 5yr Capital Gain (0.17% pa, historical)+£4,520
- 5yr Cumulative Rent (net)+£171,045
- Less mortgage interest-£104,340
- 5yr Total Return+£71,225
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £530,901 | £133,401 | +£11,952 | +£12,853 | 7.2% |
| Year 2 | £531,804 | £134,304 | +£24,588 | +£26,392 | 14.9% |
| Year 3 | £532,708 | £135,208 | +£37,911 | +£40,619 | 22.9% |
| Year 4 | £533,613 | £136,113 | +£51,949 | +£55,562 | 31.3% |
| Year 5 | £534,520 | £137,020 | +£66,705 | +£71,225 | 40.1% |
Modelled on the live asking price. Capital growth 0.17% a year is the SW17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£177,600).
Price Forecast
No forecast available.