4 Paget Place, Kingston upon Thames, KT2 7HZ

UPRN:128014120Semi-Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band HEPC: E (46)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

4 Paget Place, Kingston upon Thames, KT2 7HZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,706,000

£1.36M - £2.05MLow

Estimate

£1.71M

Range

£1.36M – £2.05M

Rent Estimate (pcm)

£5,350

£5k - £6k

Monthly

£5,350

Yield

4.28%

Verdict

Derived from HomePortfolio scores

4 Paget Place earns an INVESTIGATE rating with HP Score 73/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

40/ 100

Mixed

Transit & Bike

Transit 19Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.3%; range width penalty ×0.70
- valuation_snapshotsrent estimate 5350/mo (range 4650-6000)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,526/mo, -47% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
259 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£5,350/mo

Evidenced range £4,650-£6,000

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£1,359/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5350/mo (range 4650-6000)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5350/mo (range 4650-6000)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,706,000

Rent Estimate (pcm)£5,350

Gross Yield4.28%

1y Growth-

3y Growth-1.0%

5y Growth-0.7%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0KT2 7HZ

Approval Rate

-12mo

Development

low

26/02333/TCA
T1: False Acacia - Reduce hight by 6m and sides by up to 2m. tree is starting the encrouch on the house and client would like it reduce to stop it damaging the house. T2: Indian bean - Reduce lowest branch by up to 3m - branch is overhanging main road and and few bits of dead have dropped off. also remove all major dead wood
Pending
26/02210/TPO
B94: Common Lime - 2m Crown reduction, remove Deadwood. 460: English Oak - Upper south-east primary branch has a fracture at 12m over roadway, Reduce defective branch to fracture point. Deadwood. 1-2m reduction of lower east primary branch. 4493: Ash - Fell to 2m. (Dead) 464: English Oak - Fell to 5m (Dead). 1326: Hornbeam - Kretszchmaria fruiting bodies emerging from base to south. Is weighted to the south. - Pollard at 7m 1371: English Oak - Pollard at 5m and retain as monolith. 1150a: Sycamore - Numerous historic topping wounds at 6m decaying extensively Reduce tree to 5m. 1214a: Larch - North primary lateral excessively end-weighted over neighbouring garden 2m reduction of north primary branch. Deadwood. 1363: English Oak - Very large Ganoderma resinaceum at base to west. Wood tapped out very altered around it - the canopy is stagheading. No open cavity observed but more altered wood now. Reduce tree to 10m. 4691: Evergreen Magnolia - Cavity probed to 450mm of 550mm tangentially into south-east stem. Decay gets worse into butt. 1-1.5m canopy reduction 1969: Larch - Fell to 2m. (Dead). 381: Common Lime - Remove Deadwood. Raise lower canopy up to 6m. B131: Holly - Fell to 2m. (Dead). 4473: Turkey Oak - Remove Deadwood. Raise lower canopy up to 3m. B156: Robinia - North lower canopy weakly attached to stem. 1-1.5m canopy reduction of north canopy. B217: English Oak - Reduce down to 10m. (Dead). 4029: Cedar of Lebanon - All primary branches becoming end-weighted again. One upper lateral lost to north-west 1.5m reduction of north and west canopy. 574: Robinia - Gap in canopy between subject tree and adjacent one. Is on escarpment. Appears to be in slow collapse over road. Fell.
Pending
26/02197/DTN
T1: Purple plum (Prunus cerasifera) - Fell (dead).
Approved

View Planning Timeline