Flat 2, 14 Portsmouth Road, Kingston upon Thames, KT1 2LU

UPRN:128015518Detached PropertyBeds -Built 1930-1949

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 2, 14 Portsmouth Road, Kingston upon Thames, KT1 2LU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,337,000

£1.20M - £1.47MMedium

Estimate

£1.34M

Range

£1.20M – £1.47M

Rent Estimate (pcm)

£3,750

£3k - £4k

Monthly

£3,750

Yield

7.50%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 74/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 52Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£599,950

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,200-£4,300

Interest rate5.4%

Loan to value75%

Cash required: £201,283
Net cash flow: £571/mo
Cash on cash: 3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,337,000

Rent Estimate (pcm)£3,750

Gross Yield7.50%

1y Growth-

3y Growth-8.6%

5y Growth+0.6%

10y Growth+1.0%

Last Sold Price£391,500 (2012-11-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT1 2LU

Approval Rate

-12mo

Development

low

26/02313/TPO
T1: Silver Birch - 0.5-1m Crown reduction.
Pending
26/02289/NMA
Application for a Non-Material Amendment to Planning Permission ref: 19/01788/FUL (Change of Use from News Agents (Use Class A1) to Cafe (Use Class A3) with associated internal alterations). Amendment relates to the extraction fan equipment specification, with no proposed alterations to the approved external duct configuration or discharge position.
Pending
26/02272/TCA
T1: Tree of Heaven - Fell.
Pending

View Planning Timeline