Flat 5, Holly Mansions, 95 Coombe Road, New Malden, KT3 4RE

UPRN:128032739Flat/Maisonette2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band DEPC: B (81)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

Flat 5, Holly Mansions, 95 Coombe Road, New Malden, KT3 4RE

HP Score

/ 100

High Potential

Verdict

2 days ago

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£477,000

£453k - £500kHigh

Estimate

£477k

Range

£453k – £500k

Rent Estimate (pcm)

£2,100

£2k - £2kMedium

Monthly

£2,100

Yield

4.89%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 5 earns a BUY rating with HP Score 91/100. Investment score 87/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (87/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

91/ 100

Excellent

Investment Score

87/ 100

Excellent

Crime Score

7/ 100

Low

Walkability

87/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 17 Sept 2026

Every component scored, and three or more independent sources agree.

Valuation edge32.7/40
claims [AVM +10.9% (HIGH), sold-comps +10.7%, £/sqft +10.6%] → consensus +10.6% → credited 2.5% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 128032739· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.6%· as of 5 Sept 2026
Rental economics8.1/30
gross yield 5.9%; range width penalty ×0.87
- zoopla_valuationsrent estimate 2100/mo (range 1900-2250)· as of 11 Aug 2026· verify before relying on this
Seller motivation20/20
2 price cut(s), 111 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity9.8/10
283 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 80+ up to £361,000

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £19/mo
Cash on cash: 0.2%
Score at this price: 71

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 128032739Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.6%Valuation edge · as of 5 Sept 2026
zoopla_valuationsrent estimate 2100/mo (range 1900-2250)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1900-2250)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £361,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£477,000

Rent Estimate (pcm)£2,100

Gross Yield4.89%

1y Growth-

3y Growth+5.2%

5y Growth+2.0%

10y Growth+2.0%

Last Sold Price£235,000 (2007-01-26)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT3 4RE

Approval Rate

-12mo

Development

low

24/01981/CLC
Details required for Condition 14 (CO2 Emissions and Water Usage) of planning permission 22/02199/FUL
Approved
24/01821/HOU
Demolition of garage and erection of single storey side extension, and installation of rooflights to rear roof slope.
Approved
24/01288/CLC
Details required for Condition 13 (Landscape Scheme) of planning permission 22/02199/FUL (Application under Section 73A of the Town and Country Planning Act 1990 to carry out development without compliance with Condition 1 (Approved Plans) of Planning Permission ref: 20/01970/FUL (Variation of Condition 2 (Approved Plans) of Planning Application ref:18/14294/FUL (Demolition of the existing detached bungalow and the erection of two 5 bedroom detached houses, with associated vehicular access, off-street parking, and landscaping) dated 18/05/2018. Alterations to include changes to fascia materials and fenestration positions) dated 18/11/2020. Variation to include alteration of parking space positions and relocation of vehicle crossover, provide the correct legal segregation of each dwellings demise, locate parking spaces away from RPA and provision of maximum cable length distance for electric charging points from the dwellings to each vehicle)
Approved

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-01-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£36,898

Population Density2,825 /km²

Owner Occupied77%

Age Distribution

0-15 20%16-64 61%65+ 19%

View Area Profile

Schools Nearby

Coombe Girls' School
0.2 mi
Good
Christ Church New Malden CofE Primary School
0.4 mi
Good
Corpus Christi Catholic Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Coombe Hill Junior School
0.6 mi
Outstanding

3 of 9 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

103 Coombe Road
-
£2.05M
-
103A Coombe Road
-
£2.20M
-
Holly Mansions, 95 Coombe Road
-
£430k
-
99 Coombe Road
-
£1.68M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN