Recent sale
WILLOW COURT WILLOW HOLME ROAD
£80k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: WILLOW COURT WILLOW HOLME ROAD]()
![Comparable: WILLOW COURT WILLOW HOLME ROAD]()
![Comparable: WILLOW COURT WILLOW HOLME ROAD]()
![Comparable: WILLOW COURT WILLOW HOLME ROAD]()
3 signals 0 levers
13 Willow Court, Willowholme Road, Willowholme, Carlisle, CA2 5SQ
UPRN:10008697171Flat/Maisonette2 bedsBuilt 1930-1949
LeaseholdCouncil Tax: -EPC: D (56)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:57:02.420882+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£111,000
Estimated value
Range: £106k - £117k|Last sold: £102k (2005-06-01)
Estimate of £111k for flat/maisonettes in Carlisle. 496 transactions in the last 12 months; median £143k.
AI Confidence
-
High confidence
Value History
Current estimate
£111k
£106k - £117k - High confidence
Annualised (CAGR)
+5.03%
Over the full window
Peak estimate
£111k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CA2 district (quarterly)index YoY +1.15%
Growth by window
3m
+35.37%
6m
+117.65%
12m
+52.05%
24m
+27.59%
60m
+35.37%
Rental Market
Estimated rent (pcm)
£700
/ month
Gross yield
-
Net yield
7.73%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£143k
2-bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
66d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£111,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,550
- Legal + Survey£15,000
- Refurb (light)£7,770
- Total All-In Cost£139,320
Funding
- Deposit (25%)£27,750
- Mortgage (75% LTV)£83,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£56,070
Monthly Returns
- Monthly Rent (est)£700
- Mortgage Payment (IO)-£364
- Management (10%)-£70
- Insurance-£86
- Maintenance-£46
- Monthly Cashflow+£134
Capital Returns
- 5yr Property Value£132,919
- 5yr Capital Gain (3.67% pa)+£21,919
- 5yr Cumulative Rent (net)+£29,880
- Less mortgage interest-£21,840
- 5yr Total Return+£29,959
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £115,074 | £31,824 | +£1,608 | +£5,682 | 10.1% |
| Year 2 | £119,297 | £36,047 | +£3,216 | +£11,513 | 20.5% |
| Year 3 | £123,675 | £40,425 | +£4,824 | +£17,499 | 31.2% |
| Year 4 | £128,214 | £44,964 | +£6,432 | +£23,646 | 42.2% |
| Year 5 | £132,919 | £49,669 | +£8,040 | +£29,959 | 53.4% |
Assumes 3.67% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£56,070).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
WILLOW COURT WILLOW HOLME ROAD
£73k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
WILLOW COURT WILLOW HOLME ROAD
£64k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
WILLOW COURT WILLOW HOLME ROAD
£38k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£34,890
Median Income
Signal
1,022
Population
Signal
6.1 / 100
Deprivation