2 BELLE VUE COTTAGES
Recent sale
£331k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
14 Belle Vue Street, York, YO10 5AY
UPRN:100050535924Terrace Property4 bedsBuilt before 1900
FreeholdCouncil Tax: Band DEPC: D (64)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T10:01:02.875266+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£449,000
Estimated value
Range: £427k - £471k|Last sold: £268k (2014-11-26)
Estimate of £449k for this terrace property. 224 sales in YO10 in the last 12 months; median £291k.
Estimate confidence
High confidence
Value History
Current estimate
£449k
£427k - £471k - High confidence
Annualised (CAGR)
+3.50%
Over the full window
Peak estimate
£485k
Jul 2025
From peak
-7.42%
Drawdown from peak
AVM estimate (model)Repeat-sales index - YO10 district (quarterly)index YoY -4.72%
Growth by window
3m
-5.27%
6m
-2.18%
12m
-3.85%
24m
-2.81%
60m
+11.69%
Rental Market
Estimated rent (pcm)
£2,200
/ month
Gross yield
5.87%
Rent ÷ asking price
Net yield
4.07%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£291k
YO10 sales, last 12 months
12m Price Growth
-
YO10 median, Land Registry
Days on Market
98d
YO10 average
Sales & Yield
3 metricsTransactions / 12m
224
YO10 sales
Area Gross Yield
6.20%
YO10 medians
Last Sold
£268k
2014-11-26
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£450,000
- SDLT standard£12,500
- SDLT BTL surcharge (5%)£22,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£487,100
Funding
- Deposit (25%)£112,500
- Mortgage (75% LTV)£337,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£149,600
Monthly Returns
- Monthly Rent (estimate)£2,200
- Mortgage Payment (IO)-£1,477
- Management (10%)-£220
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£403
Capital Returns
- 5yr Property Value£513,620
- 5yr Capital Gain (2.68% pa, historical)+£63,620
- 5yr Cumulative Rent (net)+£117,659
- Less mortgage interest-£88,620
- 5yr Total Return+£92,659
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £462,060 | £124,560 | +£4,836 | +£16,896 | 11.3% |
| Year 2 | £474,443 | £136,943 | +£10,152 | +£34,595 | 23.1% |
| Year 3 | £487,158 | £149,658 | +£15,947 | +£53,105 | 35.5% |
| Year 4 | £500,214 | £162,714 | +£22,242 | +£72,457 | 48.4% |
| Year 5 | £513,620 | £176,120 | +£29,039 | +£92,659 | 61.9% |
Modelled on the live asking price. Capital growth 2.68% a year is the YO10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£149,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
10 BELLE VUE STREET
Recent sale
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
25 BELLE VUE STREET
Recent sale
£470k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
24 BELLE VUE STREET
Recent sale
£520k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£32,961
Median earnings (local authority)
Signal
3,000
Population
Signal
2.7%
Households Deprived