16 Northfield Road, Waltham Cross, EN8 7RF

UPRN:148014521Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

16 Northfield Road, Waltham Cross, EN8 7RF

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£498,000

£473k - £523kHigh

Estimate

£498k

Range

£473k – £523k

Rent Estimate (pcm)

£2,700

£3k - £3k

Monthly

£2,700

Yield

6.48%

Verdict

Derived from HomePortfolio scores

16 Northfield Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 9Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,500-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £182/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£498,000

Rent Estimate (pcm)£2,700

Gross Yield6.48%

1y Growth+11.3%

3y Growth+1.8%

5y Growth+2.4%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2EN8 7RF

Approval Rate

50%12mo

Development

low

07/26/0858/TW
1x Yew tree in front garden - reducing its width to 12 feet and the height by 2 feet as in previous application (07/20/0787/TW). 4x Oak trees (3 trees in front garden and 1 in rear garden) reducing and shaped as in previous application which was for pruning works to the larger branches above 12ft from ground level and deadwood and tidy crown to shape.
Pending
07/26/0850/F
Two storey roof extension to form 9no. residential apartments with associated works
Pending
07/26/0837/PN42
Prior approval for 5.90m single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership57.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,283

Population Density-

Owner Occupied83%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Holy Trinity Church of England Primary School
0.2 mi
GoodConcerns
St Joseph's Catholic Primary School (Wx)
0.2 mi
Inspected as St Joseph's Catholic Primary School (URN 117429) on 26 Apr 2017
Downfield Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Four Swannes Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

75 Northfield Road
-
£430k
-
83 Northfield Road
-
£500k
-
34 Northfield Road
-
£445k
-
66 Northfield Road
-
£435k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN