3 Mortimer Gate, Cheshunt, Waltham Cross, EN8 0XG

UPRN:148018779Semi-Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band EEPC: C (73)

Data freshness:Price Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

3 Mortimer Gate, Cheshunt, Waltham Cross, EN8 0XG

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£449,000

£427k - £472kHigh

Estimate

£449k

Range

£427k – £472k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

6.40%

Verdict

Derived from HomePortfolio scores

3 Mortimer Gate earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

49/ 100

Mixed

Transit & Bike

Transit 5Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,250-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £143/mo
Cash on cash: 1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£449,000

Rent Estimate (pcm)£2,400

Gross Yield6.40%

1y Growth+3.8%

3y Growth+1.8%

5y Growth+2.4%

10y Growth+3.6%

Last Sold Price£92,000 (1995-04-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EN8 0XG

Approval Rate

-12mo

Development

low

07/26/0835/DRC
Application for the approval of details reserved by condition no. 9 (removal of asbestos) of planning ref. 07/26/0319/F (Reconfiguration and extension of existing hotel accommodation (Use Class C1), comprising two-storey courtyard infill, with ancillary restaurant, cafe, gym and spa facilities, a total of 142 hotel guestrooms (net loss of three), cycle parking, landscaping and associated works)
Pending
07/26/0806/HF
Single storey front extension and conversion of garage into habitable room
Pending
07/26/0804/DRC
Application for the approval of details reserved by condition no. 8 (Asbestos Survey) of planning ref. 07/26/0319/F (Reconfiguration and extension of existing hotel accommodation (Use Class C1), comprising two-storey courtyard infill, with ancillary restaurant, cafe, gym and spa facilities, a total of 142 hotel guestrooms (net loss of three), cycle parking, landscaping and associated works)
Pending

View Planning Timeline

Ownership

Corporate Ownership57.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-04-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,283

Population Density2,438 /km²

Owner Occupied80%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Churchfield Church of England Academy
0.2 mi
-
Haileybury Turnford
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Longlands Primary School and Nursery
0.5 mi
-
Brookland Junior School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

54 Mortimer Gate
-
£405k
-
48 Mortimer Gate
-
£390k
-
36 Mortimer Gate
-
£455k
-
2 Mortimer Gate
-
£520k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN