15 Burnard Close, Liverpool, L33 0XA
Estimate of £121k for this mid terrace house. 136 sales in L33 in the last 12 months; median £170k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£145,000
- SDLT standard£400
- SDLT BTL surcharge (5%)£7,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£154,750
Funding
- Deposit (25%)£36,250
- Mortgage (75% LTV)£108,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£46,000
Monthly Returns
- Monthly Rent (estimate)£900
- Mortgage Payment (IO)-£476
- Management (10%)-£90
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£234
Capital Returns
- 5yr Property Value£202,043
- 5yr Capital Gain (6.86% pa, historical)+£57,043
- 5yr Cumulative Rent (net)+£44,576
- Less mortgage interest-£28,560
- 5yr Total Return+£73,059
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £154,947 | £46,197 | +£2,808 | +£12,755 | 27.7% |
| Year 2 | £165,576 | £56,826 | +£5,808 | +£26,384 | 57.4% |
| Year 3 | £176,935 | £68,185 | +£9,004 | +£40,939 | 89.0% |
| Year 4 | £189,073 | £80,323 | +£12,401 | +£56,474 | 122.8% |
| Year 5 | £202,043 | £93,293 | +£16,016 | +£73,059 | 158.8% |
Modelled on the live asking price. Capital growth 6.86% a year is the L33 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£46,000).
Price Forecast
No forecast available.