15 Central Court, North Street, Peterborough, PE1 2RN

UPRN:10090764778Purpose Built Flat2 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band BEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 2mo ago

Valuation estimateUpdated yesterday

£105,000

Estimated value

Range: £100k - £110k|Last sold: £110k (2022-07-29)

Estimate of £105k for this purpose built flat. 302 sales in PE1 in the last 12 months; median £205k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£105k

£100k - £110k - High confidence

Annualised (CAGR)

-3.78%

Over the full window

Peak estimate

£149k

May 2022

From peak

-29.53%

Drawdown from peak

AVM estimate (model)Repeat-sales index - PE1 district (quarterly)index YoY +1.86%

Growth by window

+5.00%

-10.26%

12m

-12.50%

24m

-7.89%

60m

-19.85%

Rental Market

Monthly

Estimated rent (pcm)

£700

/ month

Gross yield

8.40%

Rent ÷ asking price

Net yield

5.81%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£205k

PE1 sales, last 12 months

12m Price Growth

PE1 median, Land Registry

Days on Market

94d

PE1 average

Sales & Yield

3 metrics

Transactions / 12m

302

PE1 sales

Area Gross Yield

5.91%

PE1 medians

Last Sold

£110k

2022-07-29

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£100,000
SDLT standard£0
SDLT BTL surcharge (5%)£5,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£107,100

Funding

Deposit (25%)£25,000
Mortgage (75% LTV)£75,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£32,100

Monthly Returns

Monthly Rent (estimate)£700
Mortgage Payment (IO)-£328
Management (10%)-£70
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£202

Capital Returns

5yr Property Value£118,482
5yr Capital Gain (3.45% pa, historical)+£18,482
5yr Cumulative Rent (net, before lease costs)+£33,346
Less mortgage interest-£19,680
5yr Total Return (before lease costs)+£32,148

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£103,450	£28,450	+£2,424	+£5,874	18.3%
Year 2	£107,019	£32,019	+£5,004	+£12,023	37.5%
Year 3	£110,711	£35,711	+£7,731	+£18,443	57.5%
Year 4	£114,531	£39,531	+£10,622	+£25,152	78.4%
Year 5	£118,482	£43,482	+£13,666	+£32,148	100.1%

Modelled on the live asking price. Capital growth 3.45% a year is the PE1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£32,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,170

Population

Signal

3.7%

Households Deprived

Upside Opportunities

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