15 Walters Row, Dunvant, Swansea, SA2 7TB
Estimate of £231k for this semi-detached house. 368 sales in SA2 in the last 12 months; median £250k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£20,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£22,100
Funding
- Deposit (25%)£5,000
- Mortgage (75% LTV)£15,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£7,100
Monthly Returns
- Monthly Rent (estimate)£1,100
- Mortgage Payment (IO)-£66
- Management (10%)-£110
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£824
Capital Returns
- 5yr Property Value£23,811
- 5yr Capital Gain (3.55% pa, historical)+£3,811
- 5yr Cumulative Rent (net)+£55,829
- Less mortgage interest-£3,960
- 5yr Total Return+£55,680
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £20,710 | £5,710 | +£9,888 | +£10,598 | 149.3% |
| Year 2 | £21,445 | £6,445 | +£20,016 | +£21,461 | 302.3% |
| Year 3 | £22,207 | £7,207 | +£30,389 | +£32,596 | 459.1% |
| Year 4 | £22,995 | £7,995 | +£41,001 | +£43,996 | 619.7% |
| Year 5 | £23,811 | £8,811 | +£51,869 | +£55,680 | 784.2% |
Modelled on the live asking price. Capital growth 3.55% a year is the SA2 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£7,100).
Price Forecast
No forecast available.