157 Coedpenmaen Close, Pontypridd, CF37 4LE
Estimate of £174k for this end terrace house. 380 sales in CF37 in the last 12 months; median £150k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£250,000
- SDLT standard£2,500
- SDLT BTL surcharge (5%)£12,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£267,100
Funding
- Deposit (25%)£62,500
- Mortgage (75% LTV)£187,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£79,600
Monthly Returns
- Monthly Rent (estimate)£1,200
- Mortgage Payment (IO)-£820
- Management (10%)-£120
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£160
Capital Returns
- 5yr Property Value£299,946
- 5yr Capital Gain (3.71% pa, historical)+£49,946
- 5yr Cumulative Rent (net)+£61,450
- Less mortgage interest-£49,200
- 5yr Total Return+£62,196
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £259,275 | £71,775 | +£1,920 | +£11,195 | 14.1% |
| Year 2 | £268,894 | £81,394 | +£4,104 | +£22,998 | 28.9% |
| Year 3 | £278,870 | £91,370 | +£6,546 | +£35,416 | 44.5% |
| Year 4 | £289,216 | £101,716 | +£9,263 | +£48,479 | 60.9% |
| Year 5 | £299,946 | £112,446 | +£12,250 | +£62,196 | 78.1% |
Modelled on the live asking price. Capital growth 3.71% a year is the CF37 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£79,600).
Price Forecast
No forecast available.