15A Wern Road, Ystalyfera, Swansea, SA9 2LX

UPRN:100100623338Flat/MaisonetteBeds -Built 1900-1929

Tenure: -Council Tax: -EPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£56,000

Estimated value

Range: £45k - £67k|Last sold: -- (-)

Estimate of £56k for this flat/maisonette. 132 sales in SA9 in the last 12 months; median £161k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£56k

£45k - £67k - Low confidence

Annualised (CAGR)

+1.18%

Over the full window

Peak estimate

£83k

Mar 2024

From peak

-32.53%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SA9 district (quarterly)index YoY +5.61%

Growth by window

-5.08%

-6.67%

12m

-26.32%

24m

-16.42%

60m

+0.00%

Rental Market

Monthly

Estimated rent (pcm)

£250

/ month

Gross yield

4.62%

Rent ÷ asking price

Net yield

3.20%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£161k

SA9 sales, last 12 months

12m Price Growth

SA9 median, Land Registry

Days on Market

95d

SA9 average

Sales & Yield

3 metrics

Transactions / 12m

132

SA9 sales

Area Gross Yield

6.69%

SA9 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£65,000
SDLT standard£0
SDLT BTL surcharge (5%)£3,250
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£70,350

Funding

Deposit (25%)£16,250
Mortgage (75% LTV)£48,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£21,600

Monthly Returns

Monthly Rent (estimate)£250
Mortgage Payment (IO)-£213
Management (10%)-£25
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£88

Capital Returns

5yr Property Value£80,615
5yr Capital Gain (4.40% pa, historical)+£15,615
5yr Cumulative Rent (net, before lease costs)+£8,040
Less mortgage interest-£12,780
5yr Total Return (before lease costs)+£10,875

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£67,860	£19,110	-£1,056	+£1,804	8.4%
Year 2	£70,846	£22,096	-£2,064	+£3,782	17.5%
Year 3	£73,963	£25,213	-£3,011	+£5,952	27.6%
Year 4	£77,217	£28,467	-£3,907	+£8,310	38.5%
Year 5	£80,615	£31,865	-£4,740	+£10,875	50.3%

Modelled on the live asking price. Capital growth 4.40% a year is the SA9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£21,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,411

Population

Signal

7.0%

Households Deprived

Upside Opportunities

0 levers