16 Countryside Farm Park, Church Lane, Upper Beeding, Steyning, BN44 3HF
Estimate of £163k for this detached property. 115 sales in BN44 in the last 12 months; median £418k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£125,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£133,350
Funding
- Deposit (25%)£31,250
- Mortgage (75% LTV)£93,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£39,600
Monthly Returns
- Monthly Rent (estimate)£550
- Mortgage Payment (IO)-£410
- Management (10%)-£55
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£15
Capital Returns
- 5yr Property Value£122,766
- 5yr Capital Gain (-0.36% pa, historical)-£2,234
- 5yr Cumulative Rent (net)+£24,915
- Less mortgage interest-£24,600
- 5yr Total Return-£1,919
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £124,550 | £30,800 | -£180 | -£630 | -1.6% |
| Year 2 | £124,102 | £30,352 | -£240 | -£1,138 | -2.9% |
| Year 3 | £123,655 | £29,905 | -£177 | -£1,523 | -3.8% |
| Year 4 | £123,210 | £29,460 | +£11 | -£1,780 | -4.5% |
| Year 5 | £122,766 | £29,016 | +£315 | -£1,919 | -4.8% |
Modelled on the live asking price. Capital growth -0.36% a year is the BN44 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£39,600).
Price Forecast
No forecast available.