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  3. UPRN 100012479771
  4. Valuation & Market

16 Spey House, Criterion Street, Stockport, SK5 6TD

UPRN:100012479771Flat/Maisonette bedsBuilt 1983-1990
-Council Tax: -EPC: C (72)AI-Powered Intelligence
Data freshness:●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:53:36.344589+00:00)●EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 10 days ago
£105,000
Estimated value
Range: £84k - £126k|Last sold: -- (-)

Estimate of £105k for flat/maisonettes in Stockport. 315 transactions in the last 12 months; median £220k.

AI Confidence
-
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£105k
£84k - £126k - Low confidence
Annualised (CAGR)
+5.16%
Over the full window
Peak estimate
£196k
Aug 2023
From peak
-46.43%
Drawdown from peak
£199k£168k£137k£106k£75k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - SK5 district (quarterly)index YoY +9.04%
Growth by window
3m
+2.94%
6m
+1.94%
12m
+1.94%
24m
+3.96%
60m
+20.69%

Rental Market

Monthly
Estimated rent (pcm)
£650
/ month
Gross yield
5.45%
Net yield
5.29%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
--/
Avg Area Price
£220k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
33d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£105,000
  • SDLT standard£0
  • SDLT BTL surcharge (5%)£5,250
  • Legal + Survey£15,000
  • Refurb (light)£7,350
  • Total All-In Cost£132,600

Funding

  • Deposit (25%)£26,250
  • Mortgage (75% LTV)£78,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£53,850

Monthly Returns

  • Monthly Rent (est)£650
  • Mortgage Payment (IO)-£345
  • Management (10%)-£65
  • Insurance-£86
  • Maintenance-£44
  • Monthly Cashflow+£110

Capital Returns

  • 5yr Property Value£135,870
  • 5yr Capital Gain (5.29% pa)+£30,870
  • 5yr Cumulative Rent (net)+£27,300
  • Less mortgage interest-£20,700
  • 5yr Total Return+£37,470

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£110,555£31,805+£1,320+£6,87512.8%
Year 2£116,403£37,653+£2,640+£14,04326.1%
Year 3£122,561£43,811+£3,960+£21,52140.0%
Year 4£129,044£50,294+£5,280+£29,32454.5%
Year 5£135,870£57,120+£6,600+£37,47069.6%

Assumes 5.29% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£53,850).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    0 matches

    Area Economic Intelligence

    3 signals
    Signal
    £28,296
    Median Income
    Signal
    1,423
    Population
    Signal
    5.8 / 100
    Deprivation

    Upside Opportunities

    0 levers