165 Manchester Road, Swinton, Manchester, M27 4FB

UPRN:100011374324Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

165 Manchester Road, Swinton, Manchester, M27 4FB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£323,000

£307k - £339kHigh

Estimate

£323k

Range

£307k – £339k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

8.12%

Verdict

Derived from HomePortfolio scores

165 Manchester Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 51/100 reflects moderate fundamentals. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

No data

Walkability

59/ 100

Moderate

Transit & Bike

Transit 42Bike 45

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 20 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100011374324· as of 10 Oct 2026
Rental economics24.3/40
gross yield 8.1%; range width penalty ×0.97
- valuation_snapshotsrent estimate 2200/mo (range 2050-2300)· as of 10 Oct 2026· verify before relying on this
Stress margin5.3/30
stressed cash flow +116/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 20 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 120 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 20 Oct 2026
Risk & liquidity14.7/15
449 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £260,000

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £426/mo
Cash on cash: 4.9%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011374324Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 2200/mo (range 2050-2300)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 20 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 20 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2050-2300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 120 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £260,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£2,200

Gross Yield8.12%

1y Growth-

3y Growth+1.0%

5y Growth+3.4%

10y Growth+5.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M27 4FB

Approval Rate

-12mo

Development

low

PA/2026/1281
Change of use from offices (use class E) to 2no. 1-bedroom flats (use class C3) with associated external works
Pending
OTH/2026/1356
Request for confirmation of compliance of condition 3 (noise insulation) attached to planning permission PA/2026/0530
Pending
PA/2026/1314
Application for a lawful development certificate for proposed change of use from general industrial processes (use class B2) to long-term storage for electrical goods (use class B8)
Pending

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density4,924 /km²

Owner Occupied63%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Grosvenor Road Primary School
0.1 mi
-
Springwood Primary School
0.2 mi
-
St Augustine's CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's RC Primary School
0.4 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

167 Manchester Road
-
£300k
-
169 Manchester Road
-
£358k
-
179 Manchester Road
-
£500k
-
177 Manchester Road
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN