17 Brongwinau, Comins Coch, Aberystwyth, SY23 3BQ

UPRN:49027658Flat/MaisonetteBeds -Built 1950-1966

Tenure: -Council Tax: -EPC: C (78)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£126,000

Estimated value

Range: £113k - £138k|Last sold: -- (-)

Estimate of £126k for this flat/maisonette. 245 sales in SY23 in the last 12 months; median £235k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£126k

£113k - £138k - Medium confidence

Annualised (CAGR)

+2.46%

Over the full window

Peak estimate

£138k

Aug 2023

From peak

-8.70%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SY23 district (quarterly)index YoY -7.29%

Growth by window

-2.33%

+2.44%

12m

-2.33%

24m

-2.33%

60m

+5.00%

Rental Market

Monthly

Estimated rent (pcm)

£450

/ month

Gross yield

2.57%

Rent ÷ asking price

Net yield

1.78%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£235k

SY23 sales, last 12 months

12m Price Growth

-19.7%

SY23 median, Land Registry

Days on Market

122d

SY23 average

Sales & Yield

3 metrics

Transactions / 12m

245

SY23 sales

Area Gross Yield

4.19%

SY23 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£210,000
SDLT standard£1,700
SDLT BTL surcharge (5%)£10,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£224,300

Funding

Deposit (25%)£52,500
Mortgage (75% LTV)£157,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£66,800

Monthly Returns

Monthly Rent (estimate)£450
Mortgage Payment (IO)-£689
Management (10%)-£45
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£384

Capital Returns

5yr Property Value£253,050
5yr Capital Gain (3.80% pa, historical)+£43,050
5yr Cumulative Rent (net, before lease costs)+£19,282
Less mortgage interest-£41,340
5yr Total Return (before lease costs)+£20,992

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£217,980	£60,480	-£4,608	+£3,372	5.0%
Year 2	£226,263	£68,763	-£9,120	+£7,143	10.7%
Year 3	£234,861	£77,361	-£13,534	+£11,327	17.0%
Year 4	£243,786	£86,286	-£17,847	+£15,939	23.9%
Year 5	£253,050	£95,550	-£22,058	+£20,992	31.4%

Modelled on the live asking price. Capital growth 3.80% a year is the SY23 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£66,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,921

Population

Signal

2.3%

Households Deprived

Upside Opportunities

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