17 Craigburn Road, Liverpool, L13 8BN
Estimate of £129k for this end terrace house. 302 sales in L13 in the last 12 months; median £140k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£120,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£128,100
Funding
- Deposit (25%)£30,000
- Mortgage (75% LTV)£90,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£38,100
Monthly Returns
- Monthly Rent (estimate)£1,000
- Mortgage Payment (IO)-£394
- Management (10%)-£100
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£406
Capital Returns
- 5yr Property Value£152,717
- 5yr Capital Gain (4.94% pa, historical)+£32,717
- 5yr Cumulative Rent (net)+£50,208
- Less mortgage interest-£23,640
- 5yr Total Return+£59,285
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £125,928 | £35,928 | +£4,872 | +£10,800 | 28.3% |
| Year 2 | £132,149 | £42,149 | +£9,960 | +£22,109 | 58.0% |
| Year 3 | £138,677 | £48,677 | +£15,269 | +£33,946 | 89.1% |
| Year 4 | £145,528 | £55,528 | +£20,803 | +£46,331 | 121.6% |
| Year 5 | £152,717 | £62,717 | +£26,568 | +£59,285 | 155.6% |
Modelled on the live asking price. Capital growth 4.94% a year is the L13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£38,100).
Price Forecast
No forecast available.